Recent content by Carol1862

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    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    Vanguard has a non callable 4% for 3 years. My brokered CD came due today and I’m thinking of grabbing this one. I’m satisfied with 4% for 3 years as I do believe rates will decline. It’s at Wells Fargo.
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    Daily WORDLE - please, no spoilers! 2023 version

    It was so exciting watching all the letters turn over green!
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    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 922 1/6 🟩🟩🟩🟩🟩 Had to happen at some point
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    Preservation with CD’s

    Thank you for all of your replies. We are going to sit down, review and come up with a laddered plan. Truly appreciate your input.
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    Preservation with CD’s

    We are now retired for quite some time and doing fine financially. CD rates are at about 5% and I moved a considerable portion of our portfolio into CD’s. I use various online banks (Synchrony, Ally, Discover to name a few). Since Firecalc has us at 100% with this form of investing we’re...
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    Buying a condo to rent to your kid?

    Anytime
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    Buying a condo to rent to your kid?

    I can tell you what we did. Like you, our daughter was renting. We decided to buy a condo. We paid cash and my DD was responsible for all bills (HOA, taxes, insurance, electric) and we set up a payment plan with her so she’d own it in 20 years. Basically, we were the bank. She took in a...
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    Pls check my math on taking a fine to change CD rate

    Thank you everyone. CarGuy, you were right on the money. It cost me $238. I got 4.3% Audrey, that’s exactly the calculator I was looking for. I love this site and so happy for all of your help!!
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    Pls check my math on taking a fine to change CD rate

    Honestly, I just used a calculator online. That’s why I came here for advice What numbers did you get? Is it worth it or should I just wait 4 months? Is there a calculator I can figure this out on?
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    Pls check my math on taking a fine to change CD rate

    I have a bunch of CD’s and most are in the 3-4% range. I take most out for 12-24 months. These are Traditional IRA’s. I found one that is exceptionally low (what I was thinking back then I’m not sure)! However, it’s only .6%. I want to close it, take the fine, and open a 4% one instead. This is...
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    Empty Nest budget changes?

    Very interesting question. Although there is a definite reduction for the obvious, before you turn around they’re getting married, having your grandchildren and all of a sudden your expenses are up again!
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    Cashing a bond

    So confusing isn’t it? That’s why I’m asking. It’s not inherited.
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    Cashing a bond

    If I redeem a bond in 2023 that has matured in 2022 will I pay taxes on the interest in 2023?
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    Daily WORDLE - 2022

    Wordle 462 2/6 ⬜🟨🟩🟨⬜ 🟩🟩🟩🟩🟩
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    Daily WORDLE - 2022

    Wordle 461 2/6 🟨⬜⬜🟩⬜ 🟩🟩🟩🟩🟩
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