Recent content by Darryl

2010 - 11.0% 2009 - 10.8% Kids, mort, prop taxes, donations, 401K, HSA, carryover losses.

Welcome to the board! Where are you relocating from and to?

Talk me through this. Advice was given and accepted 13 years ago, updated everything 2 years ago. Substantial chunks go straight to kids as contingent if wife and I check out at the same time. Testamentary trust issue as written today would go away in 16 years but if I'm still around in 10...

Will with testamentary trust for minor children some items have wife as beneficiary and kids as contingent other have wife as primary and trust as contingent beneficiary. Trustee has higher NW higher income AND more frugal lifestyle than I do so there is certainly no motive for him to misbehave...

Don, fabulous pictures. Thanks for posting!!!!

Not sure if it's state specific but around these parts the realtors fiduciary responsibility is to the seller. We can go out and sign a buyers agent agreement and shift that responsibility. If I just call a realtor go look at houses and make an offer without that agreement good ones will work on...

Congratulations. Thanks for the day one post!

Thanks Gindie. Mostly I've stopped answering the phone but on the rare occasion I get caught by a telemarketer I consider it my civic duty to keep them on the line as long as possible, as MPaquette suggested I have fun with it. Though I'm aware of the futility of my thought process. I've...

Great show tonight enjoyed the show and visiting with friends. Parked a few miles away so plenty of one on one time walking and chatting with neighors

I also find the coverage shocking/overwhelming. Changed the channel whenever it came on and was surprised to see live coverage yesterday when I thought there was a guilty verdict a week or two ago.

Nords, congratulations! Now you can relax or start on the 2nd edition.

CFB, great to hear from you. Glad all is going well!

I don't think the age is past. It's hard for me to understand why LBYM isn't more popular. I can't imagine borrowing money ever again. The things you can do and choices you can make when you have the improved cash flow of no payments and a net worth to smooth out bumps in the road feels so...

I use a HDHP almost never buy extended warranties run 1k deductible on car ins. etc. etc. and I pay for med ins. on my auto. Megacorp (preHDHP) would send warning memo's annually about the need for us to carry, as they stated health ins would not cover car accidents. Urban legends? I believe...

Since none of us knows future tax rates there is something to be said for "tax diversification" (taxable/traditional ira's & roth) and then managing how you move the money out. When you look at your AA it should be a snapshot of ALL your assets. From an AA perspective it doesn't matter that one...