I retired at 46 in 2022, and I decided to keep my linkedin around in case I ever needed to un-retire. I didn't bother updating it. So, it still says I am working for my former employer.
My withdrawal rate is around 3.50% and that is only on my taxable account assets. I also have a pension with...
I FIRE'd in 2022 at 46. Half of my money is in taxable and half in retirement accounts (primarily a pension). I am only living off of my taxable account right now.
I'm almost 100% stocks in taxable (I have a little in cash), but I'm not invested in the S&P 500. I use a few dividend focused ETFs...
I am 47 and so far I have always rented. In hindsight I wish I had bought a house 20 years ago, but I don't think I lost out financially because I put all of my excess money into the stock market.
This has helped me to get to around $2M in investments, which is an extreme amount of money for...
My strategy has been pretty consistent since the 2008 crash. I went into 2008 with a typical "boglehead portfolio", i.e. Total US stock market, and a little in Total Foreign stocks and Total US bonds.
I learned from 2008 that the boglehead strategy is not for me. After that I transitioned to a...
I haven't sold any options in 2022. I was selling cash secured puts in 2020-2021 during the bull run. Not sure if I want to sell any puts until the Fed turns accommodative again.
For covered calls I'd rather just have an etf like DIVO or JEPI do it for me.
That's awesome. If you don't mind, were you able to primarily live off of a "fallen angels" type high yield bond fund, i.e. relatively high credit quality for "junk bonds", in a taxable account the whole time or did you have to switch up strategies with the interest rates going to near zero?
It...
It is interesting that people like to live near and be in the water so much. Humans have a lot of unusual features adapted for semi-aquatic environments. I've always thought that the "aquatic ape theory" might be true.
https://en.wikipedia.org/wiki/Aquatic_ape_hypothesis
Same here. Anything I can throw into a crockpot, sandwiches, anything with ground beef, and soups are what I usually eat. Ditto on just drinking water.