Recent content by FocusedInfinity

The recession has been pretty good for me, although I was rather fortunate on timing and career choice. It definately wasn't easy street - I worked very hard to hone my skills so that I would stand out. The downturn had me worried, but those fears turned out to be unfounded. I now have more...

Thanks everyone for the help! Contacting Fidelity today to discuss options with them. I'll post back with how it got worked out. Thanks again! FI

Between getting hitched this year and stumbling into some unexpected income, it's come to my attention that I'm not going to be under the IRS income limits to contribute directly to a Roth IRA. Anyone who has familiarity with this situation mind spot checking me? The brokerage is Fidelity just...

I have to admit - I'm hooked and will be watching.

I had a guy try and scam me this last week. I was coming out of a Home Depot and he came running up behind me with some story about how he needed a ride down the road. Since I was going in that direction, I said sure. What can I say, I do try and be a nice guy. So while we're cruising down...

Thanks for mentioning this. Been wanting to confirm my earnings were reflected correctly as they weren't on my last paper one. Looks like I've managed to retain 33% of my qualified ss income. Probably a useless statistic, but given the age, seems appropriate.

I'll admit that back in 2008, before there was enough data to confirm what was going on, I was looking at my portfolio, combined with my income and safe job, and thought "Damn, what I need is a good recession!". Now that we're hopefully coming out of it, I don't think I'll miss it. Although...

I'd recommend not upgrading your OS unless you're upgrading your hardware too. If the hardware is meeting your needs, then don't waste your money. Most people I've helped make the move from XP to Win 7 has involved the move from 32bit to 64bit. Although XP has a 64bit version it wasn't...

Welcome! Your post caught my eye as I'm around the same age and in a similar situation - just the opposite gender. Your financial situation looks fantastic, but I'm wondering if you've discussed your plans with your significant other? Not looking to pry, but he could turn out to be either...

Can't help, but I can express sympathy. I've received some crazy HOA demands, but the cost of compliance has always been less than the cost of disputing.

We're allowed to roll over 100 hours/year. Anything over that gets cashed out at .50/$1. There's also a 'catastrophic' pool we can put time into, but it loses all cash value and you would have to have some sort of documentable catastrophe to use it - after you've used up all your vacation time...

I got approached at a gas station once. The guy started with "Do you speak english?". I replied with "No".

Look like you're doing well! I'm 29 and also in the accumulation phase with a substantially similar plan as yourself. Figured I would share a couple of the things I've ran into over the last couple of years. Does your ESPP allow you to immediately liquidate them as soon as it's exercised...

As a 29 y/o, although I fully expect some form of social security to be there in the future, I'm not currently factoring it into my retirement plans. At my age, there are far too many ifs. Some are political - will SS be around? Will I be means tested out of it? Some are based on life...

Thankfully, so far things have been relatively mild. The eye of the hurricane is just to the east of my current location and I still have power/internet along with most of my friends/family. Seen some minor wind damage, but it looks like unless you're worried about falling trees or flooding...