Recent content by Htown Harry

  1. Htown Harry

    Minimizing taxes on high wage income

    Although I'm not medical professional, I've followed the White Coat Investor web site for quite a while. The high-earner investment and spending principles the author follows are solid, and there is quite a bit of industry-specific discussion that might apply to your daughter...
  2. Htown Harry

    Non-cash prizes you have won

    Free trip for two to NYC in 2001 for winning 1 million points in Disney World's version of the "Who Wants To Be a Millionaire?" quiz show. It also came with a pile of kitschy pins and clothing. (Winning question: Who won the 2001 Women's Open in golf? Karrie Webb.) On wikipedia...
  3. Htown Harry

    Help with a trip to the southwest

    I'm ready to take a trip, to travel, to be stimulated by new sights and each day's events. Especially now, after a year+ in near-solitary confinement. A "vacation" in a cushy, all-inclusive hotel sitting a pool under a palm tree can be wonderful, but it isn't what I need. At least not at this...
  4. Htown Harry

    Help with a trip to the southwest

    I have been to TX, California, Colorado and NM many times, starting in childhood. But had not been to Grand Canyon or many of places listed until just the past few years. Now I have been out west to AZ, NV and UT five times in five years, all on driving trips. I can't get enough of it. Two...
  5. Htown Harry

    Favorite songs from the last decade

    Four 2010's songs I like below. +1 on the reaction videos. My favorite for variety, humor and smart commentary from a listening perspective very different than my own is Lost in Vegas. I have also watched quite a few of the reaction channels featuring the youngsters reacting to songs from the...
  6. Htown Harry

    Garage shelving units - Recommendations

    Lateral file cabinets are a decent option and measure out close to your desired dimensions. Bonus: they have doors to cover up the clutter and keep the dust away, as well as the ability to pull out the drawer to get a better look at what's on the back of the shelf. And they are cheap if you can...
  7. Htown Harry

    Born in 1960? Expect a Big Social Security Cut

    Here is a financial blog post that I found helpful in understanding the math: https://financialducksinarow.com/14070/babies-from-1960-2020-is-a-year-youll-never-forget/
  8. Htown Harry

    The "fog of work"

    Nords, apparently the board's Subscribe to Thread function is equally evergreen. I received an e-mail despite making just one post in the last two years. Why so quiet? Well, "the fog of work". Life has been very busy - but fulfilling - for this engineer working in Houston on Hurricane Harvey...
  9. Htown Harry

    Leaving Long Island for Texas

    Sounds like you are doing quite well, MBA. Here's how I would tackle it. Calculate your year-by-year cash flow and net worth over the next five years. Optimize for the maximum net worth in year 5. The expenses can be at a high level, maybe 10 categories. These would include your required...
  10. Htown Harry

    Geriatric financial management & asset allocations

    Deepest sympathies, Nords.
  11. Htown Harry

    Baseball 2017

    :dance:Wow.
  12. Htown Harry

    Dementia Test?

    Are you referring to the posters or their anecdotes? ;)
  13. Htown Harry

    I'm done with Quicken! - What else?

    I don't forecast cash flow in that way, so if PC has those features I'm not using them. If you register your credit cards, spending against those credit cards shows up as individual transactions as they are posted in the card account. Those transactions are rolled together to show a liability...
  14. Htown Harry

    I'm done with Quicken! - What else?

    What do you mean about entering future withdrawals and deposits? Are you wanting to forecast, or are you merely saying that you want to have transactions entered / downloaded as they occur? FWIW, I use Personal Capital for tracking spending, registering only my checking account and credit...
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