Recent content by jetpack

  1. jetpack

    Central PA, Pennie.com, ACA insurance. problem

    I had the same issue and more. I have picked a plan and paid the initial month, but it's still listed as pending 3 weeks later. How do I make sure it went through?
  2. jetpack

    How do you safeguard your accounts?

    To me, those saying they don't have online access are the most vulnerable. 1. They don't have quick access to notifications on changes to their account. 2. Their account is basically "unclaimed" for online access. It's much better to take control and learn about the ins and outs of your...
  3. jetpack

    Business sale into QOZ (Opportunity zone fund)

    So, I'm finally looking at the end of the line.. Sale of my business ($1M+) pending. I'm well situated otherwise, so I can venture a little. Most of the profit will be in the form of long term capital gains. Quite a tax hit, but I'd like to roll over at least some of that into QOZ funds...
  4. jetpack

    Safe Harbor for cash

    Ally savings is 1.5% plus the 1% bonus. . I got a bit parked there. Moved about 500k to cash as this started going down, so now looking to DCA my way back in.
  5. jetpack

    Fed Reserve to monetize?

    I'm fine with the Fed stabilizing short term interest rates. Printing too much money with affect Inflation, which we're just not seeing. Public debt to GDP has been stable for years now.
  6. jetpack

    ACA 2020 Open Enrollment Nov 1 to Dec 15

    looks like the first time my rate will decline.
  7. jetpack

    Win 7 support ending Upgrades to Win 10

    I have a few windows 7 machines that I updated for free to windows 10. They had a win7 pro license on the box. I downloaded the window 10 ISO maker from microsoft. Installed win10 pro on the box, used the win 7 key to activate the machine. If you're old machine is slower than an i5... I...
  8. jetpack

    Best Cities to Retire 2020 - Yes another opinionated list.

    My area is #3? HA. Would not recommend... and thus, can't recommend the list.
  9. jetpack

    Schwab Announces Zero Commission Stock Trades--E*Trade and TD Ameritrade Tanking

    Ok, Fidelity is in! And my new trading site for now. I assume Vanguard will follow as well. I can't imagine that trading fees are a big part of their business anyway.
  10. jetpack

    Schwab Announces Zero Commission Stock Trades--E*Trade and TD Ameritrade Tanking

    Ally site doesn't seem to be updated yet on the news. https://www.ally.com/invest/self-directed-trading/ or, did I read that wrong? I have accounts at fido and vanguard.. hoping one goes zero soon!
  11. jetpack

    What type of potted plant is this, & what’s attacking it ?

    You can use some sticky paper like this to catch them https://www.ebay.com/itm/5Pcs-Outdoor-Garden-Sticky-Glue-Flying-Pest-Insect-Papers-Traps-Catchers-Bugs/264481283034?hash=item3d94501bda:g:uLsAAOSwNw1dkDW- but, dry out the plant in the meantime. Make sure no standing water in the bottom...
  12. jetpack

    Health Insurance Rebate: taxable?

    Oh, thanks. so no 1099 because it's less than $600..
  13. jetpack

    Health Insurance Rebate: taxable?

    I just got my "Medical Loss Ratio Rebate" from 2018. Over $500! Does anyone know if that's reported to the IRS? I'm sole proprietor, and so deduct the premiums. So, I suppose that the rebate is taxable. Any idea on how that would be handled? is it off 2018 return or on to 2019 return?
  14. jetpack

    How many Americans are really living Paycheck to Paycheck?

    78% of workers.. not of all americans. Most americans don't work.
  15. jetpack

    Questions: Moving from bricks & mortar bank to Fidelity Cash Management

    I've had the fido CMA and brokerage account for about a year. I ditched my local bank. I keep $0 in my Cash account, and use my brokerage account as overdraft. (brokerage account cash is kept in higher interest money market fund) So, there is basically zero wait time for me to get money...
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