Recent content by jimnjana

  1. J

    Investing in Mary Jane

    been buying a few shares. The sales growth has been impressive.
  2. J

    Margaritaville for seniors

    Just stopped in Margaritaville Daytona to visit friends who are trying to buy there. Very vibrant. Not your typical 55+ community, but not a bunch of parrot heads either. The demand for these homes is outrageous, very impressed with the quality of construction and the resort style...
  3. J

    Selling Mortgage Notes

    Thanks for all the input. I've decide to keep the note. Primarily because it's not in the stock market money for DW in case I kick the bucket early. To me the loss was a paper loss that I would likely make up over time in the VTI fund. The property is worth about 50% more than when I sold...
  4. J

    Selling Mortgage Notes

    The borrower could have credit issues, not sure. I think I will send him one more email on the subject and offer more of an incentive. I wish I could sell at a premium...
  5. J

    Selling Mortgage Notes

    yes, that's true...but then there is the inflation perspective too.
  6. J

    Selling Mortgage Notes

    Thanks. I think this is the approach I was leaning towards. What makes it harder is watching the market go up.
  7. J

    Selling Mortgage Notes

    I've done this in the past year as stated will try again.
  8. J

    Selling Mortgage Notes

    I have a mortgage note I'm considering selling. Originally it was for 120K at 5%. It's about 6 years old with about 108K principal left. Monthly payments are $644.19. I called a firm that is offering $86,333 for the note. I'm thinking of taking it. I don't need the lump sum, would invest...
  9. J

    Chase Sapphire card vs 2% cash back?

    I got the reserve card earlier this year primarily for the travel insurance. That along with travel credit makes it worth it for us. Also just saved about $100 on a rental car with avis vs kayak with their benefit program.
  10. J

    Poll: Do you have a pension?

    Two military pensions,DW SS, and two V VA Disability payments, rental income and interest income on a note we hold. Our retirement savings are for LTC at this point. Total about $150K annually.
  11. J

    Do you continue to save in retirement for high ticket items?

    Yes. Deferred, planned, and pop-up spending. We retired on pension income primarily. Now, our excess income is in savings, ibonds, and vanguard.
  12. J

    Have you ever been fired (lower case)

    Got canned from a part time job after graduating from college. Long story short, disgruntled customer that by the time she got to me didn't want to hear anything but yes. She asked if I would load her car and I said she would have to drive into the loading zone (company policy). Any who, best...
  13. J

    New Construction - Options you wish you had included/those you could've lived without

    Laundry off master bedroom, well ventilated pantry, no gutters except as needed around doors, zoned hvac, no grout lines on floor tile, ensure landscaping allows for water to flow away from house, make decision to go solar to integrate with construction same with backup power generator,
  14. J

    Cancun Condo

    First came her 22 years ago. Have come back about half dozen times. Probably a month or two a year for vacation, with options open for longer stays. Realtor has not said anything, in fact maybe the opposite regarding management of condo building y. If we decide to buy she will likely manage...
  15. J

    Cancun Condo

    Under 100k to over 1million USDs. We are looking at the low end.
Back
Top Bottom