Recent content by karen1972

  1. K

    Anyone have a "walking pad" as opposed to a treadmill?

    We have a walking pdad, you do need the railing, so get one with that. We are not light people in this house 215 and 265. We have had ours for 6 months, we each do about 30 minutes a day on it at a slow pace as we both have knee issues for years which has contributed to the weight gain. They...
  2. K

    Examples of current inflation - add yours!

    It would depend on what the craft beer was, in our house thats still cheap beer. Take for instance Founders 4 pack of 12 oz bottles of Stout Breakfast stout - $11.99 Kentucky Breakfast Stout - $17.99 Kentucky Breakfast Stout Spicy Chocolate - $23.99 The inflation for beer personally was a...
  3. K

    Latest Inflation Numbers and Discussion

    Like all things its local, our city changed zoning and building laws in the last 5 years and builders are finally building apartments again so we finally saw a 0.5% rent decrease YoY. We haven't seen the price jumps in insurance yet, but I'm waiting, we renewed in December and it was only a...
  4. K

    How often do strangers ask you for money?

    I've had it happen more frequently lately. I find when I look like I'm on a mission and got places to be I am left alone, its when the sun is out and Im just wandering that I must scream easy pickings. An lady who looked in her 70s came up the other day in a grocery parking lot trying to sell...
  5. K

    The first million takes the longest to achieve

    The first million took 19 years, the second million took 9 year and most of that I was no longer adding to but actually drawing down. I'm really hoping the trend continues and the next million only takes 5. Its only been a month since I hit 2 and I'm 6% of the way to 3.
  6. K

    New Rules for Realtors

    I certainly think they have some logistics they need to work out. If people are going to have to pay for a buyers agent, many will skip that so then sellers agents are going to have to field a lot of calls and arranging of meets since there will be no buyer agent to let them in and make sure...
  7. K

    Any McDonald's Shareholders?

    CosMcs may have a market. There are certainly people that dont' care where they get their drinks from as long as they taste good and its fast in/out. Honestly I'm one of those people. Usually I'm more thirsty than hungry when driving around. As for price wars, I think its more a backlash...
  8. K

    Any McDonald's Shareholders?

    I bought a ton of McDonalds in 2010 as a real estate investment play, McDonalds now owns about $40 Billion in real estate in the most prime locations in the world. Mcdonalds tried to re-brand itself getting into the "fancy" burger market, driving up prices. It also spent a decent amount of...
  9. K

    Clarify Roth withdrawals prior to 59.5

    Adding this video actually addresses my question directly, sharing as I think it makes is way more clear https://youtu.be/c6ZgIR5Vx00?feature=shared
  10. K

    Clarify Roth withdrawals prior to 59.5

    Unfortunately none of these addresses Roth 401k Rollover treatment which is why I had asked the question, its the one topic I've never seen addressed.
  11. K

    Clarify Roth withdrawals prior to 59.5

    This is what I was trying to get confirmation of. I'm not sure I found anything useful in 8606 but 1099-R instructions I think confirmed it My understand now is if I rolled over $10k and $8k was contributions to my Roth 401k, It would show the $10k in box 1, the $8k in box 5, H in Box 7, and...
  12. K

    Clarify Roth withdrawals prior to 59.5

    I need some help understand Roth Withdrawal rules and order. 1. I'm 52, so taking them out pre-59.5 2. I have had a Roth IRA open for decades so I'm over the 5 year rule 3. I have both Roth IRA and Roth 401k No longer worker so plan to roll 401k plan into Roth IRA and this is where I'm not...
  13. K

    Top Ten Expenses?

    1. Replaced car 2. Grocery 3. Mortgage (no escrow) 4. Medical 5. Auto 6. Utilities 7. Software & Electronics 8. Property Tax 9. Travel 10. Going out (dinner, drinks, events)
  14. K

    Examples of current inflation - add yours!

    The deli meat price is the reason I finally could justify a meat slicer. I got a whole Turkey post Christmas sale, roasted the turkey breasts, made the rest into ground turkey and it came out to $1.39/lb processed, took about an hour. I never thought I'd be grinding/slicing but at these...
  15. K

    Asking for a friend...can he retire before 50?

    When kids are involved I always ask have you accounted for - College - Failure to find a job after college or one that allows them to leave home - Future weddings - Travel to see the kids as they will likely move elsewhere The earlier you FIRE, the more things that are just unknown (taxes...
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