Recent content by kimcdougc

Update 10 years since I posted. DH retired in Feb. 2015. We started our "retirement trip" and it turned into a trip to see my mom who at the time was diagnosed with cancer. I was very fortunate to be able to spend 3 months with her since we had retired. Since DH retired we have made 5...

My DH had the guard at the gate take a picture of him waving as he left. He hasn't missed working one day and hasn't kept in touch with any of the people he worked with. After 30 years with Megacorp....he was done! I just quite my job and didn't go back at 50. Life is good now. Don't know...

Congratulations. You will always have your memories. Onward to the best time in your life!

We have been retired since 2015 and had enough cash taken out of our retirement funds to fund till SS at 62. We purchased a house in March 2020. It took a while for our credit union to understand we didn't have monthly income (except a small pension of my DH) coming in because we had been...

This is what I did when my mom died. I transferred all but about $100 out of the accounts to my personal accounts then closed the accounts. Worked great since my name was already on the accounts. No questions asked.

I have 28 crowns in my mouth. Some of them are going on 3 different crowns for the same tooth. I have never had a mismatched crown. All the different dentists I have been to over the years did an excellent job of matching the color. I don't think you have anything to worried about. Good...

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+1 This is my thinking for taking my ss at 62. DH already took it at 62. Rather have the money now while we are still physically able to go and do the things on our bucket list. After COVID of course.

DH is 63 and I am 61. We currently pay $1,876 per month with an $3,300 deductible for ACA healthcare. I do have to admit, our ACA plan sucks but it will have to do until we both get on Medicare. Don't want to wish our lives away, but can't wait till we turn 65. Will get a big raise! Yay!

I think you answered your own question. Good Luck!

We have a $2,000,000 policy. It picks up where all your other insurance ends. It is a cheap peace of mind for me.

We just moved to our new lake front house last March. Right before the lockdowns. I am a high school graduate. My DH has a Masters. My new neighbor was talking to me over the fence. We were talking retirement. She talked down to me and asked did I know what the stock market is? I wanted...

+1

My DH retired in 2015 at 57. He could not have access to the 401K till 59.5. We had lots of megacorp stock and had it for over a year. We did an NUA and away we went. Paid all the capital gains taxes. We lived off of that for the last 5 year until he started social security at 62 in Jan...

Policy on home deductible is $1,300. We pay $1300 per year and that is with earthquake insurance whish has a 15% deductible.