Recent content by king smoothie

  1. K

    Anyone use Ameriprise for investing help?

    I don't know much about Ameriprise specifically. I recommend using FINRA.org's broker check as well as their guidance on how to choose an advisor. The SEC has a nice SEC investor bulletin on how to choose an investment professional as well. I think some of the choice as to who and whether to...
  2. K

    Sweet Spot, Living Where Low Taxes

    If we talk state taxes on retirees, I like this site. https://www.kiplinger.com/tool/retirement/T055-S001-state-by-state-guide-to-taxes-on-retirees/index.php
  3. K

    Investment advice wanted

    If you move out of TSP have some very good reasons. One of those reasons used to be limited withdraw options, however that recently changed, although the change wasn't fully implemented the last time I checked. The flexibility and limited number of options cry is called by many financial...
  4. K

    Kids college: Let them pay?

    This is going to be a book, because I still struggle with this, with only the 2 out of the 5 in college so far. We committed to paying about $12000 a year for college. They were supposed to come up with the rest. The first did pretty good at first, but we learned that whenever he takes a full...
  5. K

    credit score dropped 100 points

    I didn't see if you said where you went to get your free report, it should be able to be done by going to each bureau's site. If you have them frozen and you are trying to use a commercial site to get your report, sometimes they won't release the report even if it is for you and a soft inquiry-...
  6. K

    Movie Pass-except you can't see any movies

    I was aware of changes. We have got ours by buying a year through Costco after reading a thread here back in December or January I think. Got our money's worth. But they were mentioned on the news as having significant cash flow problems, so maybe I better use it more before they collapse all...
  7. K

    investing proceeds from house sale

    Well I'll be...they passed the pro rate exclusion part while I was on deployment and I missed it. Odd I have never come across it while reading since then, but I wasn't looking for it. I always had that live in the rental, reduce taxes as an option for later. Well I thought I did. One of the...
  8. K

    Banishment (the show)

    I am watching the series Banishment on Amazon. The convicts keep using a term for someone who rats out on their mates to authorities, I can't quite make out the word. Kind of sounds like gaus? For some reason I need to know.
  9. K

    Pay off mortgage vs. save for college

    It looks like you are trying to do what was our goal, pay for half the cost of in state tuition for our children. I have two in college right now (3 more) and we have met/are meeting the goal - but I wouldn't have made it with 2% return. We have also discovered the "hidden" costs of college. Ok...
  10. K

    Top 1%?

    I still struggle with the idea that because others are doing better than you that is somehow harms you. I just don't "feel" harmed, and my experience indicates no harm to me. The conclusion of the study is that the top 1% are doing better at the expense of everyone else, rather than just stating...
  11. K

    The erosion of ideals

    I must have missed the idealistic stage. Well, maybe not entirely I did want to serve my country, I saw that as important. But what I wanted as I graduated high school was to work hard and eventually retire comfortably. I thought about some things, how the world should be, but I never had any...
  12. K

    Thoughts on VG vs. TD Ameritrade?

    I am not a T-bills investor, but I am curious. Couldn't you buy T-bills from treasurydirect.gov and maybe avoid some fees? What is the advantage of buying through a brokerage?
  13. K

    Active duty 19 years, big decision ahead

    If he hasn't transferred benefits yet, then he incurs a 4 year service obligation when he does. So
  14. K

    Total knee replacement 2 and half years later...

    I think she said it was a steroid. I'll ask tonight and mention Euflexxa.
  15. K

    Gut Check

    Actually only after Dec 31, 2018. Therefore, still taxable for OP. So anyone in the divorce process right now may want to speed up or slow down the process depending on whether they will be paying or receiving alimony.
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