Recent content by lemming

  1. lemming

    Moved into CCRC today

    OK you have convinced me to call and check on the places I am interested in . I don't want to move today but if the wait list is for two years that is about right. I don't look forward to assisted living shared room but a nice apartment on one level sounds wonderful. I am sorry I didn't find...
  2. lemming

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,034 2/6 ����⬜⬜�� ���������� suprised me too. Only 12 "2's" in my stats.
  3. lemming

    About death and money

    I am not going to quibble about amounts that I think are reasonable. One thousand seems low-Ten thousand seems high. But I want to find the place that will pick up-process-and deliver. I want my CCRC or Medical facility to be able to make that phone call. My executor is someone who lives...
  4. lemming

    Monthly Grocery Expenditure

    I do take the time, since I already have a spreadsheet, to separate non food from food items. I want to know what my cost per meal is and you can't figure that out if you include shampoo and laundry detergent it the total. My groceries for one person are about $200 a month-purchased twice per...
  5. lemming

    Your 2023 effective tax rate

    My rate for federal was 11.56 percent. Standard deduction. Took out more from my IRA than the year before which may have bumped me out of a tax break for capital gains. I hope it was not so high that my medicare premium will be higher. (checked that-it should not change)
  6. lemming

    New Rules for Realtors

    Until becomes completely separate from the cost of the home it will still be too much of a cost/value equation. Just saying the buyer pays a fee for buyer broker won't lower costs in total or to the seller (it will be negotiated as a concession from the seller) . Maybe Instacart and Uber...
  7. lemming

    What is the last thing you ordered from Amazon?

    Please tell me you are throwing a party for the 10th anniversay of this thread. Tin or aluminum is tradition. I order several things at once trying to cut down on the last mile problem and packaging but this is outdated. They end up making at least 3 trips and they are in plastic bags not...
  8. lemming

    Many many Passwords

    May I ask what you do for user names? I figure that my actual name as a customer of the bank is the first hack information on a list of saleable marks. So I have a different name for all my financial records. (I see Jerry just posted a user name info point) I have been messing up my log ins...
  9. lemming

    What was your WR YTD

    Thank you Ronstar. That is a formula I can grasp. I took RMD's but put them in a taxable account less tax paid I took dividends in cash from one stock I took out a lump sum to pay dentist bills 10k Those 3 things add up to 3.14 percent of portfolio . So I had my pi and ate it too.
  10. lemming

    IRS.gov Estimated Tax Payments - New?

    Fine you made me go in and pay my quarterly early. I use the direct pay . I had an EFTPS account years ago . The hoops you go through are not worth the setup to me. Although it is nice to have the payment scheduled I hate the surprise deduction moment when I see something on my checking...
  11. lemming

    Many many Passwords

    What is happening with Google taking the sign in fingerprint on my computer to open multiple sites? Sure it might be ok with the fingerprint but if they use the pin that opens up everything. How did they get permission to do that???
  12. lemming

    Potential federal tax change.

    Itemized deductions were put there to encourage home ownership a nd charitable deduction and mitigate the effects of 'double payment of taxes to both state and federal. If they had wanted to make health care more affordable to us they could have taken out the requirement to only be above a...
  13. lemming

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 800 2/6 ⬜����⬜�� ���������� woo hoo
  14. lemming

    Do You Visit Relative's Gravesites?

    I don't know anybody that will be around when I die. It is a race to the finish line .I don't care where the ashes end up . If a crematorium will dispose of them that is ok with me. There is actually a place in Oregon that will take ashes and spread them at sea. Called Ashes on the Sea out of...
  15. lemming

    Do You Visit Relative's Gravesites?

    I have done so but not as a regular pilgrimage . And we went to the town my grand parents and mother were buried. Interesting but no emotional attachments. I feel like I would be embarrassed or annoyed at people visiting my grave-except of course I would be dead. Trying to set up the...
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