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  1. lemming

    Moved into CCRC today

    OK you have convinced me to call and check on the places I am interested in . I don't want to move today but if the wait list is for two years that is about right. I don't look forward to assisted living shared room but a nice apartment on one level sounds wonderful. I am sorry I didn't find...
  2. lemming

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 1,034 2/6 ����⬜⬜�� ���������� suprised me too. Only 12 "2's" in my stats.
  3. lemming

    About death and money

    I am not going to quibble about amounts that I think are reasonable. One thousand seems low-Ten thousand seems high. But I want to find the place that will pick up-process-and deliver. I want my CCRC or Medical facility to be able to make that phone call. My executor is someone who lives...
  4. lemming

    Monthly Grocery Expenditure

    I do take the time, since I already have a spreadsheet, to separate non food from food items. I want to know what my cost per meal is and you can't figure that out if you include shampoo and laundry detergent it the total. My groceries for one person are about $200 a month-purchased twice per...
  5. lemming

    Your 2023 effective tax rate

    My rate for federal was 11.56 percent. Standard deduction. Took out more from my IRA than the year before which may have bumped me out of a tax break for capital gains. I hope it was not so high that my medicare premium will be higher. (checked that-it should not change)
  6. lemming

    New Rules for Realtors

    Until becomes completely separate from the cost of the home it will still be too much of a cost/value equation. Just saying the buyer pays a fee for buyer broker won't lower costs in total or to the seller (it will be negotiated as a concession from the seller) . Maybe Instacart and Uber...
  7. lemming

    What is the last thing you ordered from Amazon?

    Please tell me you are throwing a party for the 10th anniversay of this thread. Tin or aluminum is tradition. I order several things at once trying to cut down on the last mile problem and packaging but this is outdated. They end up making at least 3 trips and they are in plastic bags not...
  8. lemming

    Many many Passwords

    May I ask what you do for user names? I figure that my actual name as a customer of the bank is the first hack information on a list of saleable marks. So I have a different name for all my financial records. (I see Jerry just posted a user name info point) I have been messing up my log ins...
  9. lemming

    What was your WR YTD

    Thank you Ronstar. That is a formula I can grasp. I took RMD's but put them in a taxable account less tax paid I took dividends in cash from one stock I took out a lump sum to pay dentist bills 10k Those 3 things add up to 3.14 percent of portfolio . So I had my pi and ate it too.
  10. lemming

    IRS.gov Estimated Tax Payments - New?

    Fine you made me go in and pay my quarterly early. I use the direct pay . I had an EFTPS account years ago . The hoops you go through are not worth the setup to me. Although it is nice to have the payment scheduled I hate the surprise deduction moment when I see something on my checking...
  11. lemming

    Many many Passwords

    What is happening with Google taking the sign in fingerprint on my computer to open multiple sites? Sure it might be ok with the fingerprint but if they use the pin that opens up everything. How did they get permission to do that???
  12. lemming

    Potential federal tax change.

    Itemized deductions were put there to encourage home ownership a nd charitable deduction and mitigate the effects of 'double payment of taxes to both state and federal. If they had wanted to make health care more affordable to us they could have taken out the requirement to only be above a...
  13. lemming

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 800 2/6 ⬜����⬜�� ���������� woo hoo
  14. lemming

    Do You Visit Relative's Gravesites?

    I don't know anybody that will be around when I die. It is a race to the finish line .I don't care where the ashes end up . If a crematorium will dispose of them that is ok with me. There is actually a place in Oregon that will take ashes and spread them at sea. Called Ashes on the Sea out of...
  15. lemming

    Do You Visit Relative's Gravesites?

    I have done so but not as a regular pilgrimage . And we went to the town my grand parents and mother were buried. Interesting but no emotional attachments. I feel like I would be embarrassed or annoyed at people visiting my grave-except of course I would be dead. Trying to set up the...
  16. lemming

    Need advice about dealing with elderly friend

    Say this person is "asking for a friend" when he really needs advice. Like my situation. Say you are old and the hospital wants a POA when you don't have anybody you know or trust. Seek out a competent legal/CPA/eldercare person for finances.? Health- why won't they take some sort of boiler...
  17. lemming

    Drywall Repair

    I had the wiring replaced in my house so every room in my house has patches. The paint I bought did not match at all. Thanks Lowes. When I have the house repainted (lottery every Wednesday) j/k I want to make sure they address that problem. Do you think spray on paint does a different texture...
  18. lemming

    Recliner Chairs

    I like how they have a large size and small size. I don't know which I would need. I am a short yet wide female. The ottoman sounds like a good idea to me. I can't press the foot rest back in to position anymore- the spring is strong.
  19. lemming

    Butter: store it cold or room temp?

    Now if you plan to twirl your fresh corn on the cob directly on the butterstick then it has to be a little more solid than room temp. - Runs and hinds from my Mom-
  20. lemming

    Question about Calculating Primary Residence into Portfolio

    In mind games I have played to myself I never considered my home as part of my retirement number BUT always felt happy about a positive equity number. I did not pay off my mortgage when I retired. (It was sudden and for ill health reasons) I felt cash poor at the time and stripping a...
  21. lemming

    Butter: store it cold or room temp?

    Well I'm not dead yet and I always leave the butter dish out. I don't even have a cover for the dish anymore. Summertime does create problems so August may have its own rules. I liked the idea of a butter bell but feel like the microbes that could grow in that water would be more likely to...
  22. lemming

    Price of oil change in your area

    I have let mine go for too long time wise. I am still around 3k miles on a synthetic oil fill but well over a year. I will get an oil change in June when I renew my tags. The car says it is at 80% life still. I believe I paid 89.00 when I had it done. I can't find it on my budget schedule...
  23. lemming

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 673 6/6 ⬛⬛⬛��⬛ ��⬛⬛���� ⬛⬛����⬛ ����⬛��⬛ ����⬛���&#57321...
  24. lemming

    Daily WORDLE - please, no spoilers! 2023 version

    Wordle 662 X/6 ⬛⬛⬛🟩⬛ 🟩🟨⬛🟩⬛ 🟩⬛🟩🟩⬛ 🟩🟩🟩🟩⬛ 🟩🟩🟩🟩⬛ 🟩🟩🟩🟩⬛ second day in a row I have lost. I was just randomly trying out letters in the last 4 guesses.
  25. lemming

    This weather is awful - 2022 to ?

    Those leaves were not there yesterday. I've been watching my oak tree for signs of spring growth. It has been bare, no buds, no green. Now there are full leaves on one branch. Turn turn turn.. there is a season. 3 days of 80f weather. Now 50 and warning for hail storms (Northern VA)
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