I like the inflation protection of hard assets. An interesting company that owns and operates ships is SFL. Current yield just under 9%. Another stock I like for yield and possible price appreciation is PFE, yield just under 6%. JMHO
I wouldn't be too quick to assume you wont get a subsidy. The rule is that you don't have to pay more than 8.5% of MAGI on premium. My wife and I pay almost $30k for a $12k deductible bronze plan. In our case income below $350,000 gets some subsidy. You should definitely consider managing your...
Here is a summary of the benefits. You can search for the underlying studies as well.
https://www.cnbc.com/2023/10/27/longevity-doctor-says-this-is-the-no-1-supplement-he-takes-every-day-to-slow-down-aging.html
For years I avoided all meds and supplements. Mother nature knows best?? But... after reading about Taurine, I have started taking Taurine 1000mg daily.
My two cents having recently gone thru this. Check out James Allen or With Clarity on-line. Both have great websites where you can pick stones and settings etc. Go with a lab grown stone. Will save big $$. Make sure it is certified. You don't need the perfect stone. Trade off cut clarity color...