Recent content by MarieIG

  1. M

    You hit an FI number, now what?

    "The number" was just one of a number of factors. I had a list of tasks that I needed to complete prior to ER, and I would say I didn't notice the day I hit/ passed the number as I was lost in "the fog of work" (credit Nords). As you have half your assets in fixed - this should mitigate your...
  2. M

    Backdoor Roth All At Once - Single Tax Year Pain

    Yes, you can convert following a correction (hopefully near the bottom but it's hard to tell) and yes, you can pay your taxes out of a taxable account. (I try to up my conversions in kind during market downturns.)
  3. M

    This weather is awful - 2024 to ?

    We're having a thunderstorm currently but hoping it will be brief as the doggo requires mandatory hiding throughout- for both of us.
  4. M

    my toxic inheritance

    But if the corporation has insufficient funds to hire someone to do what you are doing - and would go into a death spiral without you - how valuable is it - without you at the helm? I am not / nor have I ever been an entrepreneur, but before buying a position in a small corporation, I would...
  5. M

    my toxic inheritance

    Why don't you just step away from the management position and tell them to hire someone else to do the work and send you your share of the income? I'm not sure why you would have to gift or sell your shares.
  6. M

    Not much point in Roth conversions?

    Precisely. Don't let perfect be the enemy of good.
  7. M

    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    I saw a non-callable 2 year, Wells Fargo monthly payer at 5% over at Vanguard this morning. 46091MBK9.
  8. M

    A Friend in need , how can I help

    It really can be. Sometimes it is difficult for those who have never experienced it to understand how overwhelmed and helpless the sufferer can feel. You were the best friend you possibly could have been and I'm sure he appreciated and cherished your friendship.
  9. M

    Maintaining our relationship in retirement.

    Respectful, kind communication, compromise (negotiation), and an interest in your spouse goes a long way. When DF retired DM initially couldn't stand it. He was used to bossing around people at work and started to (attempt to) micro manage her - which did not go over well. They calmed down...
  10. M

    A Friend in need , how can I help

    I'm sorry for your loss Badger.
  11. M

    Activity might be the most important thing.

    I couldn't agree more. Exercise has amazing physical and mental health benefits.
  12. M

    Financially independent retirement optional

    Welcome to the ER Forum FIRO. Of course your thought is not crazy or absurd. It gives you a lot of options. Two links that many have found helpful with their retirement planning process are Frequently Asked Questions and FireCalc. Hope to hear more from you in the future. MarieIG
  13. M

    Waffle: Even easier than Wordle

    #deluxewaffle101 5/5 🟩🟩🟩🟩🟩🟩🟩 🟩⭐🟩⬜🟩⭐🟩 🟩🟩🟩🟩🟩🟩🟩 🟩⬜🟩⭐🟩⬜🟩 🟩🟩🟩🟩🟩🟩🟩 🟩⭐🟩⬜🟩⭐🟩 🟩🟩🟩🟩🟩🟩🟩 Sometimes even a blind squirrel finds a nut.
  14. M

    A Friend in need , how can I help

    I think your DW was pretty clear, and under those circumstances, I would respect her wishes. It reminds me of a friend/ former co-worker who was awful with money. She would ask me for financial advice - and then completely ignore it and ended up going through all of her money from the sale...
  15. M

    Naked Gardening Day 2024

    I like - and appreciate- other people who garden. For me however, it's a hard no: - My back hurts bending down to weed; - I don't like bugs or garden snakes; - Grass, pollen, and tree allergies manifest with extreme prejudice during certain times of year; - Sensitive ears (the doggo and...
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