Recent content by martyb

  1. martyb

    Social Security Cost-of-Living Adjustment for 2020 Is 1.6%

    I'll find something to do with my $75 a month raise. 😎
  2. martyb

    Do you still maintain a checkbook register?

    Not in several years Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app
  3. martyb

    Do you need 70% of your pre-retirement income

    My net pay per year from my COLAd pension is currently $8000 more than my final year working (last year). Wife, still working, brings home almost the same as last year. Except for a $60,000 lump sum that I used to buy a boat (about 1/2) and do a few improvement projects around the house, we...
  4. martyb

    How many separate bank/brokerage accounts ?

    Checking/Savings at our federal credit union My TSP Wife's 401k through her employer Wife's rollover tIRA at Vanguard Both of us have Roth IRA's at Vanguard Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app
  5. martyb

    I'm eligible to retire, but I have bills to pay...

    My advice would be to let the son pay his own student loans. At 20, he's an adult. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app
  6. martyb

    Question for the wise: Rule of 55 on 401k

    My wife's 401k plan unfortunately does not subscribe to the Rule of 55. She'll be leaving for good at age 56, but will have to wait till 59 1/2 to withdraw penalty free. We don't really have a need to fool with 72t, so we'll just wait. Sent from my SAMSUNG-SM-G900A using Early Retirement...
  7. martyb

    Your recent repair? 2013 - 2020

    Yesterday I replaced the ballast in the flourescent light in our kitchen. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app
  8. martyb

    Dropped Cable TV Today

    We dropped cable a couple of months ago. Cable tv, that is. We still get internet through Suddenlink cable. We have a Leaf OTA antenna mounted high on the wall above the tv that does a decent job for local channels. We also stream Netflix, Amazon Prime & Hulu. I think we each miss a couple...
  9. martyb

    TSP G Fund

    Still haven't started TSP withdrawals yet, but I have reallocated to 50% S, 25% C & 25% G funds. I'm contemplating my withdrawal strategy..... Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app
  10. martyb

    Amazon Prime Day

    I've made 3 Amazon.com purchases this week, none of them today "Prime Day". I just buy what I need/want whenever I need/want it. All were smaller, inexpensive items. Replacement shaver blades, spray lube/cleaner for my Remington shaver, and a replacement ballast for the kitchen flourescent...
  11. martyb

    Kids Causing Retirement Crisis?

    latex man - my hometown is Rockingham, NC. You probably know where that is! ;) Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app
  12. martyb

    35 Year Old Sailor prospecting "early retirement"

    If you stay in the Guard or Reserve, you can continue to contribute to your TSP. Also, if you find yourself a federal civil service job, you can likewise continue to contribute to the TSP. You can combine the military and civilian TSP into one account, if you wish. That's what I did...
  13. martyb

    1 year

    Well, I've now been retired 1 yr & 2 days. So far, so good....as they say, I don't know how I ever found the time to work...lol! Wife is still working, so haven't had to tap investments yet, living on my fed pension & her income. Several trips to see my 85 yr old mom whose dementia is...
  14. martyb

    Sold the second car this evening.....

    We'll probably always have 2 vehicles. A car or SUV For daily driving & trips, and a pickup truck for boat towing and other things that require a truck. I just gotta have a truck! Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app
  15. martyb

    Are you up or down as of 6/30 for the year?

    Up 2% after yesterday's drop, but I'm not taking withdrawals yet. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app
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