Recent content by MJ

It's still there unless you emptied your email trash.

To those familiar with email header information, is it possible to get an email from a spoofed legit sender email address but have different malicious reply to email address? I know when it comes to phone calls or possibly texts, a phone number can be spoofed. I once received a call that came...

I just applied to Lafayette Federal CU. I just had to join a 3rd party org for $10. Wired a nice chunk Vanguard cash the next day. Open 1 year 5.56% APY, 2 years 5.20% APY and 3 years 5.10% APY. Will be transfering some left over IRA money which matured a couple weeks ago. Customer service was...

That's a great and simple solution. Thanks for your help and advice.

So, using your example, if I had 3 mutual funds at fidelity with 3 different treasury percentages, I would have a separate 1099 entry for each fund with payee name as "Fidelity-fund with treasury obligations" and the fidelity account number would remain the same for all 3 lines.

I live in a state where treasury obligations are tax exempt. I use H&R desktop program but their help screen didn't help enough. I hope there are some folks here that have a similar need. I called H&R twice but after starting a conversation, I got disconnected so I hope I can get an answer here...

Yes, I am refering to banks and CUs. In this particular instance, one of my CU's has an exceptional APY rate of either 5.34% for 3 years and 4.97% for 5 years.

I guess I should have made it clear that I am referring to IRA CDs within one bank or credit union which as I have stated are covered upto $250K. I don't buy brokered CD so I don't know if they fall inot a different category. This is from the NCUA website "NCUA insures a member’s traditional...

Yes, IRA accounts are covered up to $250K.

Unfortunately IRA money is insured to a max of $250K with no POD increases. For those of you who have over $250K in an IRA account, are you concerned about the amount going well over the insurance maximum?

I brought this up once before about the very good rates at United States Senate credit union but got no reaction so I'll do it one more time. I joined over 5 years ago so I don't remember how I joined but I believe it was pretty easy. They have better rates the ones that have been quoted for 3-5...

Just in case you don't know, you can have a POD (pay on death) beneficiary which would add another $250K to FDIC limit.

I just went online and joined Associated Credit Union and got their 19 month certifcate 5.90%APY which was just in time for money that matured yesterday at PFCU. You must apply by 12/31, is what I was told. I quickly qualified because I am a Georgia resident but don't know if there are any...

Thanks Ian for starting the thread and thanks Sunset for the nice money saving link. .

I've also been a long time customer of Ally. I don't believe it was mentioned here but their money market has been 15 points higher than their savings for quite awhile. In the past, their MM was much lower. I have wondered if they "bank" on existing customers not knowing or noticing the higher...