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It's still there unless you emptied your email trash.

To those familiar with email header information, is it possible to get an email from a spoofed legit sender email address but have different malicious reply to email address? I know when it comes to phone calls or possibly texts, a phone number can be spoofed. I once received a call that came...

I just applied to Lafayette Federal CU. I just had to join a 3rd party org for $10. Wired a nice chunk Vanguard cash the next day. Open 1 year 5.56% APY, 2 years 5.20% APY and 3 years 5.10% APY. Will be transfering some left over IRA money which matured a couple weeks ago. Customer service was...

That's a great and simple solution. Thanks for your help and advice.

So, using your example, if I had 3 mutual funds at fidelity with 3 different treasury percentages, I would have a separate 1099 entry for each fund with payee name as "Fidelity-fund with treasury obligations" and the fidelity account number would remain the same for all 3 lines.

I live in a state where treasury obligations are tax exempt. I use H&R desktop program but their help screen didn't help enough. I hope there are some folks here that have a similar need. I called H&R twice but after starting a conversation, I got disconnected so I hope I can get an answer here...

Yes, I am refering to banks and CUs. In this particular instance, one of my CU's has an exceptional APY rate of either 5.34% for 3 years and 4.97% for 5 years.

I guess I should have made it clear that I am referring to IRA CDs within one bank or credit union which as I have stated are covered upto $250K. I don't buy brokered CD so I don't know if they fall inot a different category. This is from the NCUA website "NCUA insures a member’s traditional...

Yes, IRA accounts are covered up to $250K.

Unfortunately IRA money is insured to a max of $250K with no POD increases. For those of you who have over $250K in an IRA account, are you concerned about the amount going well over the insurance maximum?

I brought this up once before about the very good rates at United States Senate credit union but got no reaction so I'll do it one more time. I joined over 5 years ago so I don't remember how I joined but I believe it was pretty easy. They have better rates the ones that have been quoted for 3-5...

Just in case you don't know, you can have a POD (pay on death) beneficiary which would add another $250K to FDIC limit.

I just went online and joined Associated Credit Union and got their 19 month certifcate 5.90%APY which was just in time for money that matured yesterday at PFCU. You must apply by 12/31, is what I was told. I quickly qualified because I am a Georgia resident but don't know if there are any...

Thanks Ian for starting the thread and thanks Sunset for the nice money saving link. .

I've also been a long time customer of Ally. I don't believe it was mentioned here but their money market has been 15 points higher than their savings for quite awhile. In the past, their MM was much lower. I have wondered if they "bank" on existing customers not knowing or noticing the higher...

Too late, someone got to one of them "Sorry, my crystal ball is busted." ;D

Darn :( and you had one of the best "balls" out there. Any estimate on when you will be getting a new one? Lol

This past August, I put a sizeble amount in a 3 yr bump certificate with 5.13% APY at United State Senate FCU. In September, this certificate went to 5.23%. Anyone have a good crystal ball of when I should take my one time bump to increase my rate for the next 34- months?

Again, the point of this inquiry is that the two different scores are coming from the data of TU but being reported by Credit Wise and FICO differently.

My credit score from all 3 credit reporting companies is excellent. I've wondered why Creditwise is always about 5- 6% lower than FICO, even though CreditWise at CapitalOne and FICO at Wells Fargo both use TransUnion data. A 5% lower score could get you a slighly high mortgage rate if you have...

Thanks for the correction!

Assuming your income increased over the previous year, you need only pay 100% of the previous year's taxes prior to April 15. This is from the IRS, "Generally, most taxpayers will avoid this penalty if they paid at least 90% of the tax for the current year, or 100% of the tax shown on the return...

Not a problem, if you name one or more POD (pay of death) beneficiary, your money is protected by $250K x each beneficiary plus yourself.

As a rule, I push/pull money from Ally. One except for me has been Chase, which has 1 business transfer out.

Cit Bank Platinum is at 5.05% APY on minimum balance of $5K. Also free wire transfer if balance is $25K+