Recent content by N02L84ER

Strands #69 “It's a date!” 🔵🔵🔵🔵 🔵🔵🟡

Wordle 1,057 4/6* ⬜🟨⬜⬜⬜ ⬜🟨🟨🟨⬜ ⬜⬜🟩🟩🟩 🟩🟩🟩🟩🟩

Wordle 1,056 4/6* ⬜🟨⬜⬜⬜ ⬜⬜🟨⬜🟨 🟨🟨🟨🟨🟨 🟩🟩🟩🟩🟩

Strands #68 “Like a rocket” 🔵🔵🔵🔵 🔵🟡

Strands #66 “Can you digit?” 🔵🔵🔵🔵 🔵🔵🔵🟡

Wordle 1,054 4/6 ⬜🟩⬜⬜⬜ ⬜🟩⬜⬜⬜ 🟩🟩⬜⬜⬜ 🟩🟩🟩🟩🟩

Strands #65 “Can you dig it?” 🔵🔵🔵🔵 🔵🔵🟡

Wordle 1,053 4/6 ⬜⬜⬜🟨🟨 🟨🟨🟨⬜⬜ ⬜🟩🟩🟩🟩 🟩🟩🟩🟩🟩

Strands #64 “Signed, Sealed, Delivered” 🔵🔵🔵🔵 🔵🔵🟡

Sorry, the MAGI used for calculating the premium credit is before the standard deduction. If your income is $100K/yr you could only do $65K Roth conversion with $35K in capital gains.

I use the Excel XIRR function and, yes, it does include both withdrawals and additions. I am currently at 5.0% with 65% equities and 35% fixed income.

Strands #63 “Tools for the job” 🔵🔵🔵🔵 🔵🔵🔵🟡

Wordle 1,051 4/6 ⬜🟨⬜⬜⬜ ⬜🟨🟨⬜🟨 🟨⬜🟨🟨🟨 🟩🟩🟩🟩🟩

Strands #62 “The horror” 🔵🔵🔵🔵 🔵🟡

Wordle 1,050 3/6 ⬜🟨⬜🟩⬜ 🟨🟨⬜🟩⬜ 🟩🟩🟩🟩🟩