Recent content by nash031

... "This time, it's different."

I remember back in the woebegone days of 2013 on this very forum that one poster declared the S&P would never hit 2000 again. I'm always amazed at declarative statements about the unknowable. But here's what I do know: a 50% drop is extremely unlikely; a 5 year rebound is almost equally unlikely.

Get a Polar H10 heart rate monitor strap. For your condition, don't rely on wrist-based HR. You can get a reasonable ECG from the Polar strap. Pair that with an inexpensive smart watch, like a Garmin FR35. Total is ~$200 ($80 strap, $110 Garmin). I think you can even just pair it with your...

I'm a fairly young military retiree at 44, transitioning to semi-ER/kept man/side gig economy this week after two years of working for "the man" post-retirement. DW and I will keep our mortgage as long as we need to at 2.75%. That's what the math says and we're both pretty practical in that...

If you get super geeky about it, you can't control the extraction time, so you can't really control the brew. It's based on whatever filter you're using. "Proper" pour-over technique also has you pour a little bit of water through the filter at a time, rather than all in one shot. My friend who...

Wanted to thank everyone for this thread, but in particular KevinK here. My old automatic drip brewer crapped out on me last week, but as I'm leaving full-time out of home work here next Friday, I decided I could upgrade my home coffee station as I'll have time to make and enjoy a really good...

So much for that last part! I put in my three week's notice this past Friday. I'm out 2/18. All done working for "the man." At age 44, I will transition to helping my wife with the financial and business side of our business while building my gig as an endurance sports coach. Thanks to our...

I've been retired from active duty for two years, TSP makes up about 15% of my total invested assets, and is a significant chunk of money as I started saving in it in 2000 and maxed it most years. I WANT to get out of TSP because I think the withdrawals are more restrictive than I would like...

First off, financially, why not find something you enjoy doing that pays the bills? It doesn't need to make a ton of money... just enough to cover your bills so you can allow the savings to grow over time. You could do that for ten years and have $3M saved up while having a better work/life...

This is a good one... Congratulations to you! With the business my wife and I started (she works in it primarily while I do my contracting job) flourishing, we are at the point where I could walk away and we wouldn't have to touch our savings until she decides to shut the business down... and...

Actually, the safety covers are pretty good. Most can support 450+ lbs walking on them. Even if I had a fence - which we might anyway - I'll have an automated safety cover as well. Fences can be climbed (and here they have to be at least 5 feet high with gate operators no lower than 54" off the...

There are other effective safety options out there. Accidental drowning is no joke, of course, but there's more than one answer. Legally, I believe CA requires two of seven safety options, of which a fence is one.

I for one appreciate the thread as we are considering this ourselves. Kids are 5 and 2.5, so probably 6 and 3.5 (at best) by the time this gets done. No neighborhood or other public pool close by; many homes in our area have in-ground pools as well. I think I am going to drive toward a...

Core portfolio: Index Performance booster: about 5% (low six figures) dedicated to individual stocks and I typically do well (sitting on one 250% gain in 16mos and another couple that are up past the S&P 500). I'll probably up that sometime soon as I have the time... but there's a difference...

Agree with others it'll take time. The time to buy was in the COVID dip. I did, both CUK and NCLH. I've added some during other smaller dips, and still overall performance from my cruise stocks has outpaced the S&P. It's only about 3-4% of my total portfolio, but I bought these as long term...