Recent content by palomalou

Stupid question, most likely: when I run it, under portfolio, I put only money (investments, cash), not our condo, because it appears on portfolio changes. But should it appear under "portfolio" on page 1, since it is a part of net worth? Thanks.

I am 100% with Music Lover (ha, am a retired musician), who phrased it much better than i would have.

Yes, absolutely. We have never had a problem. I trust them much more than for my husband being sure to catch every bill as it comes in the mail...

Furnished, down to dishes and sheets, in Bologna. We will have to get a dryer. I do not understand how northern Italians do without. It makes me crazy to think, "I might run out of underwear, or shirts, or whatever, in 3 days, so I had better do laundry now, so it has time to dry." In Sicily, or...

Yes, that was it! i was searching every permutation i could think of for "spend."

I had all three a week before traveling to Europe because it was the only way to do it. I was definitely sick (like mid-range flu) for about three days, and then it was over. I comforted myself with the fact (perhaps spurious?) that side effects prove a robust effect of the vaccines.

I have been hunting for a thread about freeing up one's spending habits, but can't find it. We have a taken a big plunge and rented an apartment in an Italian city we love though we will be able to spend only half the year hear on tourist visas, and bought a modest grand piano for it ( I am/was...

I was about to ask precisely the same question, since I have no idea the meaning of this post. OTOH, a lot of finance surprises me...

Does anyone else have a knee-jerk "think again, you can't afford it" reaction to the thought of spending any money? I have to laugh at myself, because I do though we could afford anything, pretty much, we could need, or even want. It seems to have come from my sweet husband, who has never told...

Used Firecalc as income As I am retired, I put what both Firecalc and I-Orp say we could spend. We don't spend it now, but if we wanted to, we could. It does think we are middle class, even living in Manhattan.

i-orp back! Good advice, Robert. And good news, too! I use one that is from some group the name of which I forget, and had been bemoaning the loss of the i-orp. Well, it's back! We've been drawing 2%. Will be less when my SS comes in 5 months.

Hmmm....I watched a number of youtube analyses and decided to start at 68 and 5 months, in July. Several reasons. Will be interested to see how if works out. We are not cutting it close, anyway.

Quite so, DrRoy. I use the eu calculator and another Schengen calculator that tells how many days you have left very clearly. Going for 2 months, back to US for 4, 2 months Italy, 4 months US is very safe, /schengen zone-wise.

update Good to hear! Based on Youbet's advice, I got further details from spouse, our "manager" of money, and it is 68% based on refining the details. We have been retired nine years.

We have been spending the last month in Italy and have another month. Loving it so much we want to do it twice a year. (We had been thinking a couple of years ago of just moving permanently, but think at the moment that it is not necessary and probably not a good idea.) This just sounds crazy...