Recent content by PointBreeze

  1. PointBreeze

    What is the last thing you ordered from Amazon?

    A kit to learn how to program a microcontroller (Arduino knockoff) and make little electronic gadgets. Something I've been wanting to learn to do for quite a while. It's a 65th birthday present to myself :dance:🎂
  2. PointBreeze

    www.FundReports.com?

    Thank you, jollystomper! This is exactly the info I was hoping to find. I’ll pitch the postcard.
  3. PointBreeze

    www.FundReports.com?

    We get all notifications electronically, too. Hence my concern.
  4. PointBreeze

    www.FundReports.com?

    Anyone receive a notice in the mail from National Financial Services (a subsidiary of Fidelity) about a fund report being available, and suggests you update your communication preferences at www.FundReports.com using a 20 digit code printed on the notice as an ID? It appears legit, but I wanted...
  5. PointBreeze

    So grateful for the ACA

    I just hit a milestone - I paid my last ACA health insurance premium; I start Medicare May 1st. The ACA allowed me to retire early (2017), which has given me the opportunity to take much better care of my elderly parents and spend much more quality time with my significantly-older-than-me...
  6. PointBreeze

    Top Three Rules

    #1 Don't let yourself be ruled by your emotions in the moment - always keep the end game in mind (an important corollary for me: you can't take back words - hold your tongue until you can speak rationally and kindly) #2 Live below your means #3 Leave the world a better place than when you...
  7. PointBreeze

    Medicare Poll

    Plan G, UHC/AARP, $116/month (age 65). Plus $174.70 Part B premiums. Part D, Wellcare $0.50/month. All starts in May. Will replace my ACA Gold plan, $1.46/month, sigh.
  8. PointBreeze

    What's Your Buzz?

    I started taking piano lessons for the first time 4 months ago. When I learn to play a beautiful new song well, it is such a rush! And the rush is multiplied by the gratitude I feel that after 50+ years of wanting to take piano lessons, I finally have the time to do so. I also get a big rush...
  9. PointBreeze

    Treasury Bills, Notes, and Bonds Discussion 2024+

    Treasury STRIPS? Looking to put some of our tax-deferred portfolio into 10-year treasuries (learned my lesson about bond funds!). I am a novice re: buying individual bonds. I was looking through the secondary market on Fidelity and found Treasury STRIPS. Here is what I've found out about...
  10. PointBreeze

    Anybody Use Microsoft Mail? (No, not Outlook)

    I have a friend who somehow set things up to handle her gmail in Microsoft Mail. I find it to be a terrible why to use gmail. I wanted to move her to the web-based client for gmail, but she couldn't remember her password and did not want to go through the perceived pain of changing her...
  11. PointBreeze

    Who follows a "buckets strategy" in retirement?

    Sort of I have read all of Christine Benz's articles on the bucket approach. Once per year, I go through all the calculations to see if I have enough in buckets one and two (next few years and the following 10 years or so, respectively). I generally keep bucket one in money market and CDs...
  12. PointBreeze

    Your Favorite 2023 Purchase?

    A piano and weekly lessons. 50+ years ago I begged my parents for a used piano and lessons, but I was the oldest of 5 kids and there wasn’t enough money for that.
  13. PointBreeze

    Annual streaming costs

    Ditto. We also donate $10/month to our local PBS station and as a result get to use the PBS Passport streaming service. Highly recommended.
  14. PointBreeze

    How long was your glide path? What advice can you share?

    21 months. I resigned my FT position at age 58 then consulted part-time (no benefits) for my employer for 5 months and then consulted remotely part-time for a couple of other entities for 16 months. The consulting just about covered my expenses with no additional saving for retirement. One...
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