Recent content by preben

A healthy 22% return based mainly on gold stock ETFs, silver stock ETFs and even the a small allocation to GBTC being the Bitcoin Trust. Cheers!

Happy New Year to all from Thailand! :)

Mike; a well diversfied portfolio has proven (historically) to have less volatility and higher returns - same applies when including small caps and other higher volatility assets in portfolio. If one fears to "chicken out" in a down turn it makes more sense to re-evaluate overall risk...

As to bear funds are are many types out there, PSAFX from the Prudent Bear Family is in foreign bonds and gold+gold equities, certainly less risky than a equity fund. I do agree that funds that go opposite of the given market is more risky - simply because the market goes up more often than...

Tdameritrade charges a hefty $40 for buying/selling mutual funds. No thanks! As a non-resident alien I can not sign up directly with Vanguard (except for their overpriced offshore/Irish division) Cheers!

Whitestick; I think you are overly protective as to the "secrets" of her methods - after one have sold, I guess one then does another screening where one "filters" out the baddies and find another "goodie"? I am considering dabbling in this a bit myself - but wants to learn more first - sofar I...

Oh, and ETFs are SOOO much better for us US non-resident aliens, as often we can not even buy US-based funds. A good portfolio I recommend to people who asks for a simple ETF portfolio starts with: Equity:VTI+EFA+VWO (one can later split further into small caps/value/seperate EU Etc.) Real...

The prices mentioned by Lancelot seem cheaper than here in Thailand. I think I will have to do a trip and check things out there for myself soon. Lancelot; lets catch up so I can hear the stories. Cheers!

I hold almost all index/ETFs with only "managed" funds being Vanguard Metals, and Pimco foreign and developing bond funds. Now for my "fun-money" I hold only 1 single stock currently; WisdomTree Investments (WSDT.pk) which we have discussed here before. It is a wild ride, and my stop...

OAP status: paid off home+new car+major appliances Bond/cash ladder covering base expenses: $400k Additional investments: 900k in IRA.(and SS in the future) AOP; based the above I see little reason for you too take on too much risk anyway. $1.3M and house/car paid seems like a dream too most...

Well I am in my 30ties and FIREd so just keep that market going up. Cheers!

Today and yesterday was sorely needed. Was up only 2-3% for the year but with today looks like I am track to the 10% for the year again being my "wish"/target. Cheers!

Yes it has been looked at multiple times actually. Gummy have done the "sensible withdrawals" (sorry, no link right here but a google Gummy pages should do it) and several studies Incl.: http://www.fpanet.org/journal/articles/2004_Issues/jfp1004-art6.cfm have shown up to 6% SWR based on...

Just saw the other thread (PCRIX alternative) on this - so just forget this one. Cheers!

With 45 years ahead of us I fully agree that relying on historical returns only is silly at best. A more diversfied portfolio than SP500+US bonds only :o have historically done better. In addition the Firecalc models a person who blindly takes out the stash+inflation EVERY year, no matter WHAT...