Recent content by rdy2go

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    Question about umbrella policy and adult children living at home

    If you will read the definition of an insured in the early pages of your policy you will see that your children are covered under your policy as being blood relatives living in your home. Therefore your umbrella would also respond if they were involved in an accident and you were sued. A...
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    Duputyren's contracture

    I have not had any procedure yet, but will look into needle aponeurotomy if I decide to have something done. From what I have read about the various procedures, NA is the easiest, least painful and fastest to heal. I have read about people having the Xiaflex injection treatment only to have it...
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    Big Boy Coming to town

    I saw the Big Boy Wednesday when it stopped for 45 minutes in Luling, Texas. It is an amazing piece of engineering, just massive! The whistle is so loud it is painful. I recommend that anyone going to see it needs to have ear plugs or better for hearing protection. There were probably a thousand...
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    Need suggestions on how to help parents with failing health.

    At age 94 my Mother got to where she needed to be in an assisted living facility. As much as she enjoyed her nice condo it was a relief for her to go to assisted living. I could see that normal living was becoming a burden for her and she really enjoyed the simplicity of having a smaller living...
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    What do you think about tattoos?

    I find them ugly and disfiguring. I have never seen one that I thought was attractive and hope that my daughter never gets one.
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    Mall Closings

    A mall in a so-so neighborhood in Austin, TX is now a community college campus and a mall in San Antonio, TX is now the home of Rackspace. The San Antonio mall is in an area that was once very desirable but over that past firty years has declined somewhat. I see malls Oakbrook in the Chicago...
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    How Many Here Have Umbrella Liability Coverage?

    Personal umbrella policies tend to be a very profitable line of business for insurance companies. In my 35 years of working for insurance companies, I only recall paying a few umbrella claims in my territory and few were for policy limits. The few I recall were just additional amounts over the...
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    New Shingrx Shingles Vaccine

    It's not that easy to self-diagnose. When I got it, it was just a redness on my rib area that got itchier the next day. Of course, it started over a weekend. By the time I was able to get into the doctor's office and saw a nurse practitioner it was at least 48 hours. She gave me a prescription...
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    Building A Pool - Loan Question

    As a pool owner of sixteen years near Austin, I'd ask a knowledgeable real estate agent if they think a pool really adds any value to a home. Personally, I don't think it does. What part of Austin are we talking about, Circle C, Tarrytown, Hyde Park? Your location may also factor into whether or...
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    Car/Home/Umbrella Insurance Recommendations?

    If I lived in Minnesota, I would find an agent that represents the better regional companies in the Midwest. I would look for an agent that represents Acuity, UFG or Country Companies, not in any order. I think that you will find the regional companies to be easy to deal with, have local...
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    My Mom's Advanced Heart Failure

    Kat, is your Mom on oxygen? Mine got to the point where she needed oxygen around the clock to keep her O2 level up above 90. It helped her quite a bit and her needs kept increasing to where she was up to a level six on her machine, but it did help her feel better/
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    Lowering cholesterol without statins - I did it!!!

    I had my six month DR visit the other day and he was happy to see my total cholesterol had dropped ten points from 202 to 192. He asked if I was eating better or doing something to change it and I said no, nothing that I could think of. Maybe we are getting more exercise, but I doubt it. Anyway...
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    New Shingrx Shingles Vaccine

    I got my first dose of Shingrix yesterday and had the very sore arm right away also. I woke up during the night and was very cold, but assumed it was just the ceiling fan blowing on me. I didn't warm up until I took some ibuprofen, so I assume that I also had a low grade fever. I've been pretty...
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    Rick Steves surprise this morning

    Audrey, I'm curious as to how well Valley Spanish works in Spain?
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    This is pretty much the worst case

    A man I worked with dropped over at his desk two weeks before his 65th birthday, and that was a reminder that life is too precious to be spent working.
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