Recent content by Realizm

I’m only at 750, I have a perfect record but only have a home and 1 credit card that I pay off monthly. Started building credit like 5 years ago so there isn’t much history. I mostly worked on it with a $500 self funded card, whatever they’re called. Got rid of that about a year ago which was...

I don’t see much of a difference between investing in an ETF that you know nothing about except the first few top holdings, and diversifying into ~50 individuals stocks. I am a control freak when it comes to investments, if I don’t know what it is I can’t invest. The biggest difference between...

Thank you, this was a great read and very insightful! I really appreciate the link! This has changed a lot of my perspective on taxed vs tax-advantaged accounts. Looks like our Brokerage account is going to be put on hiatus in exchange for a Traditional Roth. Thank you everyone for the warm...

Welcome to the Great Outdoors of Maine, my name is James. I'm new to FIRE, and have just started browsing after listening to Youtubers like Dave Ramsey. It was a good starting point, but I'm just starting my journey. Married Age: 25 Wife's Age: 22 No kids, two cats. I'm a Software Product...