Recent content by robertf57

I wish you good luck with your financial plan. Not many people would be willing to call a 12% return "conservative" on any investment over a long period of time.

Just a note. If your Global Entry has been tentatively approved, you may be able to complete your interview as you enter the US on an international flight. I was renewing my GE and just needed to complete the interview which was scheduled a month away. The CBP officer checking me at IAH...

Your definition of liquid and illiquid is incorrect. IRA funds are not illiquid before 59.5. A 72T election will allow you to access those funds to meet your spending needs. Will require some planning; but, those assets are not illiquid.

Blog setups are VERY easy with Wordpress. I just put together my first site using Wordpress with a few blog posts and a gallery for pictures. Plenty of VERY detailed tutorials on YouTube that will get you up and running in a hour or two. I'll send you a link to the site by PM in case you want to...

I think people are way over estimating the risk from colonoscopy. A study from the SEER program using data that is a bit old (late 1990's) from Medicare patients reported 4 death out of 39,000 colonoscopies and this included lots of people who were older than 70 and were getting colonoscopy for...

2017 180 day round the world cruise. Experienced places we would not have gone on our own.

May want to get a basic investing book to review this in detail. I generally don’t invest in individual bonds. The bond you circled is selling at a premium over its face value. It has a coupon or payment which you have circled. The actual yield % to maturity and to worst case (say early call or...

As a veteran of many cruises and the whole spectrum of cabin types from inside cabins to multi-room suites, I would have taken the inside in a NY minute. The wife and I really do spend almost no time in the cabin. Unless there is a specific reason to book otherwise, our default is a guarantee...

Hmmm... Never really understood this. Paying so much for what seems to be fancy instant coffee.... We have been very happy with a machine we bought years ago. A DeLonghi machine that grinds the beans for each cup and actually brews an expresso or Americano at what amounts to pennies a cup...

Not understanding your thinking. Depending on the state, an IRA may be well protected. What would happen if your son ran into financial difficulties and your wife subsequently needed long term care. If there is a chance your wife would need the money and there isn't going to be an inheritance...

I'm glad that you have done so well and I hope the future will be as bright, but it is a common cognitive error to consider your return based on the purchase price of your real estate..... you currently have $1,000,000 ( if that is the value) invested in real estate earning 24k, not 300k earning...

Hmmm, I guess I wouldn't say you were making such a high return..... ignoring your tax situation which would require more details, you are netting 24k on your 1 million portfolio. That looks like 2.4% to me. Future appreciation may be less than you previously experienced given your description...

I'm a little confused. Why not just buy the lot next door and have them build the same unit and not have the potential of a several year delay before taking possession?

Never cruised with them, but I thought they were a river cruise company... Price seems very reasonable, particularly including the airfare. Have a great trip!

So entertaining!