Recent content by Samething

I was the personal representative for my father’s estate. He spent the last 2 months of his life in a hospital and rehab. He was mentally incapacitated for much of that time. I had Power of Attorney. I only had to use @ $800 out of his accounts for his HOA and a few other expenses. His Will gave...

$487 for $1M in Florida.

Gosh I’ve used every calculator I could find especially before I retired @5 years ago. This year I anticipate a little higher withdrawal rate. I’ve had some medical expenses and bought a few toys. I just got a hoot out of my Firecalc results today when I ran the simulation with this year’s...

Just ran Firecalc after it was updated to include 2023. My expenses +14% came out with a 100% success rate without SS. Nice.

Being single and 63 I could make that work. But my sleep at night factor would be affected. That would leave no wiggle room in my budget at my current lifestyle. Probably would have to take SS earlier than I want to.

I retired at 58. I really wanted to retire at 54 but I felt unsure that I had a large enough nest egg. At 54 my projected withdrawal rate was right at 4%. As it turned out my expenses in retirement are higher than I projected at 54. A lot of that is because I decided to buy a nicer house and...

Single, 2023 grocery spending $377 per month. Eating out, $208 per month.

1. Home (maintenance, property tax, HOA) 2. Insurance (health, flood, umbrella, homeowners) 3. Sports/Hobbies 4. Food 5. Auto 6. Income Tax 7. Utilities 8. Gifts 9. Medical 10. Travel

"Surprisingly OK" is an apt description. If you watch a lot of cable TV or over the air TV, or 720p or 1080p streaming TV, it is pretty darn good. However, the TV's shortcomings are exposed if you stream 4K content, especially HDR or Dolbyvision content on platforms like Netflix, Apple TV...

$56,162 all inclusive. I’m 63, single with a paid off everything. Under 3% withdrawal rate pre SS. I feel so fortunate!

A new set of wedges for my golf bag to replace the nearly 10 yo set I had.

As a Bucs fan THAT was brutal. CJ Stroud has been looking impressive.

From a good app experience to a very disappointing “Mobile View” experience. I hope this isn’t the final product.

Thank you. My health insurance company sent me a letter telling me my current plan won’t be available next year. Time to start looking for a new plan.

I’m in my fifth year of retirement. I track my expenses and 3 of the first 4 years I spent between 3 and 3.5% of my investable. The year I bought my new house I spent 6.5%. This year is tracking at about 3% again. My expenses this year should be about 16% more than the year I retired. I...