Recent content by sherrywilliam

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    delayed retirement credits

    My husband started collecting ss at 67 and 9 months in Oct 2020. He only got paid delayed credits for age 67. I know this year the 9 months should of kicked in but are still not being received. I called ss and they didn't act like they knew what I was talking about. Anyone else having this...
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    Wellesley and Wellington show huge losses

    I have 6 funds total
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    Wellesley and Wellington show huge losses

    I did have diversification 50 stock 40 bond 10
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    Wellesley and Wellington show huge losses

    mine too lost over a third of my portfolio
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    Hospitals out of room!

    my Healthspan aca plan does not have anything like that on it.
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    2nd time portfolio shows a loss

    ok then down .26 not counting distributions. Took out the money when the market was up
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    2nd time portfolio shows a loss

    Down 4.10 percent but that is counting my withdrawals . Are you all counting withdrawals in your calculations?
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    A review of basic withdrawal stratagies in retirement.

    First full year of retirement and drawing on portfolio this year and we are down around 4 percent also. I am going to draw down less percentage in 2016, and do a roth conversion on rest for the aca and use more savings if the scenario in 2016 is similar to 2015 or worse. I do not want to do...
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    A review of basic withdrawal stratagies in retirement.

    Seems like a good plan but I would hate to take the ss so early and be stuck with such low ss income, but if you have plenty of supplemental income maybe you don't need the bigger ss payouts. But if the market goes way down in will your portfolio be able to pay you enough when you are then stuck...
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    A review of basic withdrawal stratagies in retirement.

    sorry for your loss...money means little in comparison
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    Holiday Gift to Myself

    My gas range went kaput and had to buy a new one, guess I will count that as the gift to myself
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    What benefits do you receive

    just aca for us
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    Define "good"

    The market has not been good to us this year so far we are down less than what we started with. And it is first year of distributions.
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    Does your spouse annoy you in retirement?

    My husband constantly mumbles, moans and groans, and bitches while he is working on something. I try to stay out of his vicinity because it drives me crazy
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