Recent content by Sojourner

Hmm, I don't think that's accurate. I poke around in the fatFIRE subreddit from time to time (even though I'm more "chubbyFIRE" myself), and I don't think $100k/year is considered fat even at the low end. Although there's no official threshold, my understanding of fatFIRE is that it typically...

Agreed. Interstellar travel (of living beings) is very, very unlikely to be possible even for highly advanced civilizations. This is because of the enormous amounts of time required to travel between star systems that are only even a few light years away. For example, it would take a space ship...

I mean, considering that roughly 7% of all Americans believe that a secret cabal of Satanic, cannibalistic pedophiles operates a global child sex trafficking ring and that 2-3% of Americans believe the Earth is actually a flat disc, I certainly am not surprised that some people believe in some...

Would you mind sharing how much you're paying State Farm to insure you home and your car, in addition to the umbrella portion? I feel like I'm already paying a lot for those without umbrella, so if I added umbrella my overall insurance costs would be WAY higher than they are now.

Is the $427 in addition to the coverage you're getting through Geico for your cars and boat (and home, I assume)? Would you mind sharing the total cost of all that insurance, broken down into what you're paying for auto, boat, home, etc.? I ask because my "insurables" are almost exactly the...

In additions to my comments above, I also wanted to chime in that I too was "stuck" with some private company stock for many years that I wanted to dispose of. The result of an ill-advised investment in a small start-up that I really wanted to believe would do great things... but I should've...

I agree with OldShooter, OP. It's not clear what your priorities are here, so perhaps you could give us more detail. For example, if it were me, a key metric in all this would be the ratio of the value of the private stock to my total NW. If it were something like 3%, I would not spend much time...

DW and I recently started "The Resident" on Netflix, which is a medical/hospital drama along the lines of Grey's Anatomy, The Good Doctor, and/or House. I think it originally debuted on Fox back in 2018. We like it and have been averaging about 3-4 episodes per week. Definitely quite watchable...

Well, gas stations typically have the most well-advertised differential between CC pricing and cash/debit card pricing, so usually it's better to pay with a debit card (or cash). For example, the Citgo down the road from me here in suburban metro Atlanta has a cash/debit price of $3.29/gal and a...

Thanks for posting this. What is the filing deadline for the 5500-EZ to report the closure? Is it Dec 31 of this year, or Apr 15 of next year? Or some other date? (My Vanguard rep said no reporting was necessary, so it's good to know the real answer from the IRS!)

Wow... that's really not a small leak! Looks like it's coming from inside the splitter, which to me would indicate a faulty washer, most likely, but I'm sure you've checked that already. I would say take it off, inspect it carefully, reattach it to make sure it's threaded properly and tightly...

Schwab ATM/debit card for cash withdrawals and Cap One Quicksilver Visa (1.5% cashback) for all other purchases. The Quicksilver card is great because it has no surcharges or fees for international purchases and exactly matches the daily currency conversion rate.

This is exactly what I plan to do. Reading through the long thread about all this over on the BH forums, it seems like there is a tax form that must be filed (Form 5500, to report the "closure" of the Solo 401(k) plan) if the plan meets certain reporting thresholds. Did your Vanguard rep...

+1 I recently injured my lower back and was really in need of some orthopedic help ASAP. My previous orthopedist had retired, so I needed to find a new one. I called the office of one recommended by my PCP, and the specific doctor I was asking for did not have any openings for appointments for...

Ooh, yes... there are lots of new emoticons to choose from. Cool! That was one aspect of the old forum software that seemed very out of date. 👍:giggle: I will also chime in to say that I like the new "Like" feature. Much better than the old "Thanks".