Recent content by Spanky

LOL - the damage from a fireball is lot more devastating!

+1 -- I do not have the stomach for a 20+ percent decline.

4.75% ytd, 40/60

Most likely the cost of severity (as opposed to the rise in claim frequency) is the culprit. I notice car repairs as well HVAC and appliance repairs have increased rapidly.

LOL - attract new customers but screw exiting customers?

That's a great deal!

What's yield on your bonds?

How about Vanguard Treasury Money Market Fund (VUSXX) albeit the yield is slightly lower than that of T-bills? It provide higher liquidly.

3.13% - 40/60 aa

Thanks. I will give it a try.

Is H&R Block software similar to Turbotax in terms of ease of use?

Allocation: Stock 41.08% Bond 29.22% REIT 2.86% Cash 26.84% YTD: -7.69%

Scrabbler - good for you

I feel the same way. It is hard to maintain faith in international stocks after so many years of underperformance or poor returns.

YTD: -10.51% 40/60 (FI/equity)