Recent content by Tekward

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    Fitness Activities In Early Retirement

    I'm in agreement on VO2 max. It influenced my asymptomatic AFIB decision on ablation (20% drop over 18 months). Ablation done in December and VO2 max is back up 15%.
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    Rethinking my yearly Roth conversions

    RMDs at 75? Isn't that only for pre-1987 contributions to a 403(b)? https://www.irs.gov/retirement-plans/retirement-plan-and-ira-required-minimum-distributions-faqs
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    VO2 Max Trending

    Hi everyone. I know there are people that track Apple Watch data like I do, but for others, the health feedback can be important. It was instrumental for me in addressing my frequent AFIB (Low symptoms, but an average of 4/.7 Apple Alerts daily - my mortality reminders). My VO2 Max had been...
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    AFIB is a Progressive Disease

    OP Here. Thanks for the well wishes. TEE is Monday to be certain about clots before the ablation Tuesday. For background, over the last week my apple watch has provided 30 AFIB notifications and 38 Low HR (<40 BPM for 10 minutes) notifications - all asymptomatic.
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    Possibly the worst start to retirement ever!!!

    I'm looking for the tab in FIRECALC for totaling the car 15 minutes into retirement. Black Swan? Did you buy a lottery ticket? :coolsmiley:
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    AFIB is a Progressive Disease

    I have a similar situation, albeit at 66YO. I have AFIB daily but minimal symptoms, in spite of very intense exercise (max HR 170s, resting HR low 40s). But I've seen a big drop in my exercise VO2max (20% over 18 months) and my cardiologist explained that my fitness has masked the symptoms...
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    AFIB is a Progressive Disease

    They have the same 3 night hospital plan for me. It was explained that they have to give me that med because my HR is normally low so they needed a different med and the period of observation. I'm glad to hear it was only for 3 months in your case.
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    AFIB is a Progressive Disease

    This article helped me past my hesitation on cardiac ablation. Perhaps it will help others. https://draseemdesai.com/afib-begets-afib-an-electrical-cancer-of-the-heart/ "AFib can affect people from all walks of life. AFib is a progressive disease, meaning every episode of AFib causes...
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    Diminishing Returns on Retirement Planning Time?

    I like that phrase. It seems like we measure our plans with a micrometer and the future cuts with a chain saw.
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    Diminishing Returns on Retirement Planning Time?

    I'm very pro-planning and have been doing it for 40 years, but I just reviewed a couple of retirement planning software packages and I am left feeling that they pursue a level of precision that exceeds our ability to predict the future. It feels more like low value detail work, rather than high...
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    Changing World Age Demographics

    I was surprised. Have some fun: Fill in the blank: The % of world population over 65 in 2022 is 10%, in 2100 it will be ___________. A. 6-10% B. 10-14% C. 14-18% D. 18-22% E. 22-26% https://www.visualcapitalist.com/cp/charted-the-worlds-aging-population-1950-to-2100/
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    What supplements do you take? Benefits?

    Agreed. I also supplement with aged grape juice.
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    Any Veterans use a Medicare Part C with Tricare for Life?

    One anecdote: As a nurse working in an office, I highly recommend Traditional Medicare with Plan G. Can’t tell you how many tests and procedures get delayed or denied by “Advantage” plans. We call them disadvantage plans. If you have any preexisting conditions especially just go with Medicare...
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    Any Veterans use a Medicare Part C with Tricare for Life?

    I agree z. That's where I've landed. The harder the insurance companies market something the more suspicious I become.
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