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Nice pun...

I'm in agreement on VO2 max. It influenced my asymptomatic AFIB decision on ablation (20% drop over 18 months). Ablation done in December and VO2 max is back up 15%.

RMDs at 75? Isn't that only for pre-1987 contributions to a 403(b)? https://www.irs.gov/retirement-plans/retirement-plan-and-ira-required-minimum-distributions-faqs

Hi everyone. I know there are people that track Apple Watch data like I do, but for others, the health feedback can be important. It was instrumental for me in addressing my frequent AFIB (Low symptoms, but an average of 4/.7 Apple Alerts daily - my mortality reminders). My VO2 Max had been...

OP Here. Thanks for the well wishes. TEE is Monday to be certain about clots before the ablation Tuesday. For background, over the last week my apple watch has provided 30 AFIB notifications and 38 Low HR (<40 BPM for 10 minutes) notifications - all asymptomatic.

I'm looking for the tab in FIRECALC for totaling the car 15 minutes into retirement. Black Swan? Did you buy a lottery ticket? :coolsmiley:

I have a similar situation, albeit at 66YO. I have AFIB daily but minimal symptoms, in spite of very intense exercise (max HR 170s, resting HR low 40s). But I've seen a big drop in my exercise VO2max (20% over 18 months) and my cardiologist explained that my fitness has masked the symptoms...

They have the same 3 night hospital plan for me. It was explained that they have to give me that med because my HR is normally low so they needed a different med and the period of observation. I'm glad to hear it was only for 3 months in your case.

This article helped me past my hesitation on cardiac ablation. Perhaps it will help others. https://draseemdesai.com/afib-begets-afib-an-electrical-cancer-of-the-heart/ "AFib can affect people from all walks of life. AFib is a progressive disease, meaning every episode of AFib causes...

I like that phrase. It seems like we measure our plans with a micrometer and the future cuts with a chain saw.

I'm very pro-planning and have been doing it for 40 years, but I just reviewed a couple of retirement planning software packages and I am left feeling that they pursue a level of precision that exceeds our ability to predict the future. It feels more like low value detail work, rather than high...

I was surprised. Have some fun: Fill in the blank: The % of world population over 65 in 2022 is 10%, in 2100 it will be ___________. A. 6-10% B. 10-14% C. 14-18% D. 18-22% E. 22-26% https://www.visualcapitalist.com/cp/charted-the-worlds-aging-population-1950-to-2100/

Agreed. I also supplement with aged grape juice.

One anecdote: As a nurse working in an office, I highly recommend Traditional Medicare with Plan G. Can’t tell you how many tests and procedures get delayed or denied by “Advantage” plans. We call them disadvantage plans. If you have any preexisting conditions especially just go with Medicare...

I agree z. That's where I've landed. The harder the insurance companies market something the more suspicious I become.

Another article that gives me pause. Medicare Advantage plans seem enticing, but here are 12 things to consider before signing up https://finance.yahoo.com/news/medicare-advantage-plans-seem-enticing-125205784.html

A fairly negative take on how MA saves costs by using algorithms to deny coverage. https://www.statnews.com/2023/03/13/medicare-advantage-plans-denial-artificial-intelligence/

“You know Death will get you in the end, but if you are smart and have a sense of humor, you can thumb your nose at it for awhile” ― Jimmy Buffett, A Pirate Looks at Fifty

Interesting article from a previous thread: "Medicare Advantage companies often tout “zero premium” plans, and some offer out-of-pocket expenses lower than traditional Medicare and are often zero. What’s more, some plans cap out-of-pocket expenses at a total of $9,500 for combined in- and...

Thanks to all for the input. My high level read right now: COST - the Humana Honor Advantage program would save me ~$2K annually (monthly $99 & tax for gym membership & $64 reimbursement for Medicare Part B). COVERAGE - The disadvantage seems to be prior authorizations (3% denial rate per...

I found that USAA offers Humana Honors but does not advise it for those on TFL. "Probably not. Medicare Advantage Plans are a better fit for veterans who need to expand their health care options beyond their current VA health benefits." https://www.usaa.com/inet/wc/insurance-humana-advantage

Hi all. Retired Navy currently using Medicare A&B with TFL as a secondary. I had been looking forward to Silver Sneakers but that is not available without Part C. Has anyone explored a program as described below? It seems too good to be true and I'm reluctant to trust a salesperson on such...

This is closer to my situation. I've been teaching >40 years and still enjoy it. The harder part now is finding motivated learners. Like many, I always question myself for taking on the w*rk, but appreciate the experience afterwards. I would not do it if someone else controlled my schedule.

It's multi-generational: https://nypost.com/2023/05/29/bed-rotting-is-the-newest-hot-self-care-trend-for-lazy-gen-zers/

Hi all. OP here. Thank you for the well wishes and sharing. A quick update approaching 2 weeks after the event & stent - life is good. I'm a lot more appreciative and health is good. I'm back to hiking and pickle-ball with an even bigger smile. It feels like the stent has increased my...