Recent content by TheFlyingScot

In somewhat the same pickle here ourselves, but 180degrees opposite. Currently in a house slightly underwater (10k) thats we bought in feb 2008 :facepalm: at a great-for-then-price. Thinking of breaking even and then renting vs. staying and refinancing? Buying a new place, even though we plan on...

I think I am safely not counting on SS at my age either;)

Thats what I'd gathered but I just wanted to make sure. Does it make sense, then, to pull out of taxable every year to fund a roth/traditional ira to get the mix of stocks in taxable and bonds in retirement accounts to a good balance or for tax purposes? I havent got my spreadsheet advanced...

Your not giving me a hard time at all, and I greatly appreciate all the input. Thats why I'm here: this forum has people that get it and make sure all the i's are dotted and t's are crossed. We have tracked expenses like you wouldn't believe for the past 8 years. We really spend 1-1.5k/month on...

So bonds, reit, etc are all in a roth/ira and stocks in taxable which I get (I have bogleheads books and have read several times) After mulling it over for the past hour, I guess my REAL questions are: Is it possible to take inheritance and put some of it into an IRA/Roth? I don't know the...

Midpack- That chart is very quick, concise and helpful, Thanks!

^^^ my wife just started at a dream job ;) We are now starting to save her entire income plus the 12k/yr we put away just on mine, plus i don't have everything listed above, as I didn't feel it's really necessary. I listed our retirement account balances to show what we already have in locked...

New here, although I am a frequent reader and lurker. This is my first post and I have a LOT of questions. Situation: Me: early 30's, work full time: make 60K/yr with 40k in TIAA-CREF Wife: Late 20's, works full time: makes 55k/yr with 20k in 403b have about 4 months expenses in liquid savings...