Recent content by urn2bfree

Another option no one has yet mentioned in investing the gain in a QOZ fund. That defers the taxes and if you hold it long enough I believe you can avoid the taxes on capital gains on the investment. Example- QOZ Fund III

I admit to skimming the prior responses but I did not see anyone talk about this...In your taxable accounts, if you have anything paying dividends that are being automatically reinvested, I would consider turning those OFF. You HAVE to pay the taxes on those dividends. If you were forced to...

2 suggestions 1) invest in the app Just Ahead for all the parks- puts a guide in your phone that chimes in based on where you are using your GPS…it will tell you all you need to know to maximize your experience 2) if you go from Lake Powell to Bryce as we did, avoid our mistake. We applied...

Badlands can be enjoyed in one long day Custer State Park is another day at least Mount Rushmore is a short visit. Spearfish Canyon is worth visiting. Minuteman Missile Silo also cool We stayed in Custer. I believe at a very reasonable and nice Holiday Inn Express. 4 nights. And it did...

Randomized study of 3500 over 60 shows cognitive benefits from MVI https://news.harvard.edu/gazette/story/2023/06/your-memory-might-benefit-from-a-multivitamin/

Saint Louis crime stats are almost meaningless-- they are calculated in what ends up being a very arbitrary manner by having a weirdly fixed and shrinking denominator that bears no relationship to how people actually live and occupy this metro area. The crime in the area is concentrated within...

WATKINS GLEN - park at top and walk down or at bottom and walk up. Not quite Finger Lakes but nearby- LETCHWORTH STATE PARK - beautiful waterfalls/canyon

First of all Oahu is not just far from Maui, it is a completely separate island! Not going there because a tragedy occurred somewhere else within the state makes nobody better off. If you can’t enjoy yourself knowing that others are suffering, you could never leave your home. People are always...

Funny story- we were at Lake Powell, a sunny day - elevation ~3600 ft. We applied sun lotion and closed the bottle and finished our day. Then we drove to Bryce. Next day at Bryce, cooler, sure, but still quite sunny. Elevation 7600 ft, We opened the bottle of suntan lotion to apply...

Haven’t read every part of the thread but several things- Remember that Arizona does not do Daylight Saving Time. Navajo territory like Monument Valley does do DST. Plan accordingly. Agree that Antelope Canyon was beautiful. Consider buying the JustAhead app for like $30 you get a gps...

On a dark, deserted suburban St Louis street I spotted a $100 bill. I picked it up and when I got home and saw it was something even more unlikely to find. In decent light I could see it said it was “FOR MOTION PICTURE PURPOSES ONLY”. And on the back “In Props We Trust”

Could have been worse- https://www.horsenation.com/2022/04/19/equus-obscurus-horse-skull-lore/ In some homes they left horse skulls. Regarding the four found skulls mentioned in the above link found in the walls and ceiling in the Jarrot Mansion in Illinois -whenwe toured it, the story we...

Invest in a QOZ fund. These are designed to defer capital gains taxes. By investing in real estate in Qualified Opportunity Zones you owe no taxes for now and the money grows tax free.

Snorkel! With the hubby’s bad knee- this is the nature activity for you. The beauty of underwater Hawaii is every bit as worthy of your attention as that above. On Kauai -the “Bali Hai” beach snorkeling was amazing. Every time I thought I had seen it all, some new fascinating marine life...

Expect the unexpected-- Unexpected expenses- medical issues, dental issues, plumbing issues, appliances, car repairs...all are annoying when you are earning a salary--they are a little more so when you are not--spending your savings feels different than spending your income. It takes time to...