Recent content by Vinnygret

  1. V

    Good natural sleep aid?

    It might help. It stinks like crazy though. I take Zzzquil plus melatonin gummies, but I have trouble falling asleep. I'd like to stop the Zzzquil (I use a generic version) because it's dipenhydramine, but whenever I try to eliminate it I can't sleep.
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    Too Frugal - Anybody Else Struggle Spending Too LITTLE?

    I'm older than most of the people in this community and I am still in the habit of frugality. My father recently passed away at age 94 and I was talking about my expected inheritance with a very wise friend. I mentioned how I would invest my share of the inheritance and she reminded me that I...
  3. V

    Any experience with deferred compensation plans?

    Well, I'm not an investment expert by a long shot, but I started a deferred comp account when I first started working in 1975. I started with $5 a pay. It's worth over $100,000 now. That's all I can really tell you. As my salary increased, I put a larger contribution into the fund. It was (and...
  4. V

    Brain training games

    My husband often "starts" the puzzles and then gives them to me. So I have a double challenge. He is hopeless with popular culture. I'm not a whiz at it, but I do better than he does. We have an online subscription to our local Baltimore paper and he prints out the syndicated puzzles; I think...
  5. V

    Brain training games

    NYT Crosswords I had to smile at your term "get a bite on"- that's the exact word I use when I'm I'm trying to start a hard NYT puzzle. I hate Thursdays because I think of them as the smarta$$ puzzle of the week - they're always so cute (grrr). It's funny to me that someone else thinks about...
  6. V

    Brain training games

    That would be torture for me! I stink at math and I don't enjoy any activity that calls for it.
  7. V

    Brain training games

    I used to do those games. I noticed that I never got any better at the games that were challenging for me. I finally just quit once it became a chore versus fun. I play a few games of solitaire every day (mostly in memory of my dad who died in 2020) and I do the NYT crossword puzzles. Those...
  8. V

    Keep it equitable between kids?

    1. You're absolutely overthinking 2. It seems you don't actually practice what you say you preach. 3. From an outsiders point of view, you've offered an activity to both children; one chooses to embrace it, the other isn't interested. You seem to feel that you now OWE Mr. Not-interested...
  9. V

    Less expensive than ever!

    Wait, what? Not free? We have an antenna on the roof and we don't pay for TV. I have (only) one TV on cable, but am thinking of getting rid of that since I have a fire stick and may add some subscriptions. But whatever comes in over the antenna is 100% free, unless you mean the commercials. But...
  10. V

    Phone cord cutting

    It's a phone that works even if "all circuits are busy" and it never has to be charged. It's very reliable.
  11. V

    Phone cord cutting

    I have one, but it is a flip phone and if you plan to call me on it, you'd better let me know so I can be sure to have it turned on. I don't have a job or children, my parents are now dead. I've been using the phone I bought for my father and paid for while he was alive, so I have a consumer...
  12. V

    What's with everyone running to Florida??

    I have family that live there and love it. I rank Florida 50 on my list of states I'd want to live in. It has nothing to recommend itself to me. It's hot, it's overdeveloped, it's flat, it has hurricanes every year, it has gigantic spiders and roaches (you can call them something else, but they...
  13. V

    Have timeshares gotten any better?

    I'd like to meet HER. She must have developed an amazing skill set. I have two friends who bought a TS together and later bought yet another. I stayed with them twice. Both are very smart at math - I have to count on my fingers - but not so smart at other thinking skills. They rhapsodized about...
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    Would you file for unemployment?

    This is a common misconception. Unemployment insurance is NOT funded by employees. It is funded by state and federal government (Dept of Labor or whatever they call it now) and by a tax on EMPLOYERS, not employees. That is why the federal government is involved in benefit increases and length of...
  15. V

    Would you file for unemployment?

    Unemployment Insurance You should not qualify for unemployment. It is insurance for people who are unemployed through no fault of their own. You are required to be able, available and actively seeking employment. It is not a benefit for people who no longer wish to work. I worked in the...
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