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  1. R

    ISM/OSM yet again

    Don't see to have hurt the trade value though.
  2. R

    ISM/OSM yet again

    Yikes: https://www.nytimes.com/2017/04/09/business/dealbook/states-say-navient-preyed-on-students.html
  3. R

    United Airlines Roughed Up Passenger to Give Up His Seat

    YES SIR !!! Again, I have a sneaky suspicion that you are a person used to giving orders, likely wearing a uniform of some sort. How do you know ? Maybe the principle that the air travel people shouldn't treat the public like cattle ?
  4. R

    United Airlines Roughed Up Passenger to Give Up His Seat

    Good lord. Glad the founding fathers didn't think this way. Glad Rosa Parks didn't think this way. Wish Germans in the mid-20th century hadn't thought this way.
  5. R

    United Airlines Roughed Up Passenger to Give Up His Seat

    Maybe a cop (or former cop), or someone else who is invested in the wave of authoritarianism that seems to be sweeping the country ?
  6. R

    United Airlines Roughed Up Passenger to Give Up His Seat

    They move on to the next person after saying "we're going to notify police at the destination and have you arrested after you de-plane" or "we're going to notify TSA and you'll be unable to fly again until you appear in court to answer for your actions".
  7. R

    United Airlines Roughed Up Passenger to Give Up His Seat

    We can agree on this, at least. Consumers bear a lot of the responsibility, and not just on air travel, by slavishly prioritizing price over everything else. Really ? Hundreds of other incidents where it should have become clear to reasonable officers that there was going to be a major...
  8. R

    United Airlines Roughed Up Passenger to Give Up His Seat

    I'm guessing, after the storm of bad publicity this has created for UA, that they sincerely wish they'd been given the option to give in. And I'm guessing that plenty of other people would have accepted the involuntary bump, including those who servilely embrace authoritarianism. And as far...
  9. R

    United Airlines Roughed Up Passenger to Give Up His Seat

    Wow, the wording of this is very telling. A corporation ORDERED the cops to physically coerce one of their customers. Yep.
  10. R

    United Airlines Roughed Up Passenger to Give Up His Seat

    Yup. Reasonable cops would have gone back to the airline and said "this guy REALLY does not want to get off the plane, are you sure you want us to remove him at all costs ?" If they did and United say "go ahead", I suppose I can believe it, given the contempt that most airlines (and some big...
  11. R

    Hot Prowler

    Touche' !
  12. R

    Hot Prowler

    I literally cannot imagine not having a dog.
  13. R

    Poll: That Airbag Recall. What Are You Doing?

    While I was waiting for the parts, I disabled the affected airbag (front passenger) using instructions posted at a Subaru enthusiasts' website. Not completely trivial (you need to fool the system into thinking the airbag is still connected) and dangerous (if the thing goes off while you're...
  14. R

    ISM/OSM yet again

    Yeah, hardly worth the trouble for $2+/year, and only for one more year. Curious though.
  15. R

    ISM/OSM yet again

    Whoa, this is weird. I changed the spreadsheet to assume 12 equal length months, and now the total (for all 1500 shares over the whole of 2016) is only off by 35 cents (instead of $2.71). However ... the difference between computed and actual payments for individual months are now much...
  16. R

    ISM/OSM yet again

    Yes, short $2.70 in interest payments for all of 2016, for a position of $37,500 face value. Fairly ridiculous to be concerned, really. But if they're doing something fishy, it'd be nice to know. I wrote a spreadsheet years ago, to compute interest payments for ISM/OSM and some various...
  17. R

    ISM/OSM yet again

    Dunno if anyone here still owns or cares about these (since OSM maturing very soon, ISM in a year). But the 2016 dividend payments look too low to me. Anyone care to check my math ? Left hand column is per/share payment I computed, right-hand is what I received (for Jan thru Dec)...
  18. R

    off-the-grid solar-based electrical generation system

    Aw, bless your heart. But yes, fossil fuels are a little off-topic.
  19. R

    off-the-grid solar-based electrical generation system

    Yeah sure, compared to horses, fossil fuels probably better. I'm talking compared to renewables. Duh. The things that aren't priced into fossil fuels as they should be IMHO, include first and foremost carbon in the atmosphere, health effects, and let's not forget the need to periodically...
  20. R

    off-the-grid solar-based electrical generation system

    If fossil-fuel energy is ever priced honestly (taking into account health/environmental costs) it'd be a lot more expensive. Not sure why we should forget wind power just because it uses a lot of steel - sounds kind of like a good economy-stimulating thing. And I question the "10% of US...
  21. R

    Does Tequila go bad over time ?

    Cuervo Gold isn't tequila - it's flavored alcohol. If you use it, use it only for margaritas. Sounds elitist, but you can get decent 100% agave for a decent price; El Jimador is $35 for a 1.5-liter bottle here (cheaper than Cuervo Gold), and I'll sip it sometimes and it's just fine for...
  22. R

    Dress code issues

    My GF's employer (pharmaceutical) tried to implement a dress policy including no sleeveless tops (or dresses) for women. She pointed out that the First Lady regularly goes sleeveless (and looks damn good doing it) and they backed down.
  23. R

    ISM/OSM yet again

    Right, thanks. So about 4% real yield (inflation plus 2% coupon, about 2% on principal), wow !
  24. R

    ISM/OSM yet again

    ISM seems consistently about 50c lower these days. Yet it gives you this great 2% real return for a year longer (IOW, about twice as long, starting now). Seems like that's a good bit of risk priced in: double the remaining time for maturity, for something bad to happen. It's pretty...
  25. R

    ISM/OSM yet again

    What do people think about the ownership of ISM by Navient ? I didn't realize this had happened until I clicked on ISM in my yahoo portfolio. Oddly, OSM still shows as SLM Corp.
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