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  1. Amethyst

    Anyone Holding Templeton Emerging Market Fund/Seeking 1099 Info

    My tax return was ready to go to the IRS more than a month ago, but an issue with Equiniti, the holding company for one of my investments, is holding it up. I'm out of ideas. In December, 2023, I received a letter from Franklin Templeton, stating that Templeton Emerging Markets Fund (EMF) had...
  2. Amethyst

    Does anyone own EMF?

    Templeton Emerging Markets Fund, that is. I have a question that probably pertains to you, too. Feel free to PM me if you don't want to put it out on the forum. Thanks, Amethyst
  3. Amethyst

    Federal retirees: Florida Blue denying my claim b/c I don't have Medicare

    I am a Federal retiree, covered (or I was!) under the Federal Employees Health Benefits (FEHB). My insurance plan is BCBS Basic, which in Florida is called Florida Blue. When I turned 65, I chose - as my late husband had done - not to apply for Medicare, because a) I don't receive Social...
  4. Amethyst

    1099-DIV questions (MSFT)

    To owners of MSFT: The 1099-DIV from Morgan Stanley for my MSFT shares is confusing me. First: it shows the exact same amount in box 1a (ordinary dividends) and box 1b (qualified dividends). I was under the impression that all MSFT dividends are qualified. Second: The 1099-DIV further...
  5. Amethyst

    NYT Spelling Bee - Queen Bee - any interest?

    Yesterday, scrinch posted their Queen Bee achievement in the Connections thread, because there wasn't a NYT Spelling Bee thread. I play the Spelling Bee most days, but rarely achieve Queen Bee, partly because it's HARD to do, and partly because it usually takes hours...including looking up...
  6. Amethyst

    NYT Letter Boxed Puzzle- Anybody play it?

    I have never been able to solve this puzzle. Perhaps some of you can weigh in. Today, I'm sure I've followed all the rules, yet the durn thing refuses to accept this solution. The rules are that you have to use all the letters around the square to create a series of words. After the first...
  7. Amethyst

    Replacing a smart key - 2015 Hyundai Sonata

    Both smart keys for my 8-year-old Hyundai, with pushbutton-start ignition, have died. I'd been replacing the batteries more frequently of late, and finally, replacing the battery didn't work. It is still possible to open the car doors with the key (I only have one left - the other fell out of...
  8. Amethyst

    Best Battery Tire Inflator for Car?

    It's getting harder and harder to find an air pump, let alone a free one, at gas stations. I want to buy a battery-operated tire inflator that I can take in the car, but there are so many out there that it's hard to choose. Does anyone own a rechargeable battery-powered tire inflator that they...
  9. Amethyst

    Moto G camera taking unwanted photos of people

    I have a 2022 Moto G 5G phone, whose camera has been snapping photos of people before anybody is ready, including the photographer (no button is pressed). It only does this when someone tries to take photo of people - not landscapes, interiors, animals etc. It's incredibly annoying to people...
  10. Amethyst

    Florida Blue asking about slip-and-fall accident I had in July

    Bottom line: I tripped and fell in front of a business, went to the ER, and now my insurance company is asking questions about responsibility. I am improving, and don't want to start a legal battle. Background: Back in July, my foot hit a rubber mat on a concrete sidewalk directly in front of...
  11. Amethyst

    SS Benefits Claim Error - trying to help a friend

    I'm trying to help a friend who is having issues with Social Security. Unfortunately, I don't qualify for SS so I have no experience to draw upon - but you all have tons, so I'm turning to you. In October 2022, he applied for benefits, and started receiving them in January 2023. He had...
  12. Amethyst

    Prime Day disappointment

    So, I took the offer of 30 days free Prime membership, and am now experiencing my first Prime Day. I'm in the market for a new PC, but there is only one labeled as a Prime Day sale, and it's not what I'd want, and the discount isn't that terrific. Lots of deals on laptops, but I don't...
  13. Amethyst

    Cash for large expense: Money market @ 5%, or Sell bond funds for a tax loss?

    I need a very large amount of money for a purchase. I hate to take it out of my VMRXX which is paying 5.06%. I'm considering, instead, selling VBTLX, which has lost more than 10% since I bought it 20 years ago. As I am in the 32% marginal tax bracket, this would seem to make more sense than...
  14. Amethyst

    High Cholesterol despite correct weight, diet, exercise...What to do?

    Just got the results of my yearly-physical blood tests, accompanied by a brief note from the doctor: "Total cholesterol elevated above 200 at 223 and LDL cholesterol elevated above 100 at 133. Recommend eating a healthy low-fat low LDL cholesterol diet and exercising regularly as tolerated to...
  15. Amethyst

    To buy a desktop computer/Related Q's

    It's that time again - to replace an aging desktop computer. Mine is a Dell Inspiron 3650, 6 or 7 years old, and has slowed down to the point that I've just purchased an external SSD, to offload my data before it's too late. Last year I bought an Asus laptop, and while it's OK...there's...
  16. Amethyst

    Aspen Dental - Is it in some kind of trouble?

    Hi, I've been an Aspen Dental customer for 4 years. A week ago, I got a garbled message from the local office on my home phone, seemingly about my upcoming appointment this Saturday. Since then, I have tried to call them on three different phones (including a friend's smartphone), at different...
  17. Amethyst

    Short layovers for connecting flights

    Hello, frequent flyers, I'm looking at flights from Orlando to John Wayne Airport (SNA) in Anaheim, CA. There aren't any nonstop flights, and a lot of the connections are an hour or less. In some cases, it's only 25 minutes. Isn't this risky? For one thing, some of the connecting airports are...
  18. Amethyst

    Strange, unpleasant CC application - Capital One

    So I received a "pre-cleared" application online for a BJs Mastercard from Capital One. The benefits are attractive - 3% rebate on BJs purchases, 10 cents per gallon off BJs gas (which is already discounted for members). I have had a Cap One online account for years, as well as one Cap One CC...
  19. Amethyst

    Suspicious Account Activity after Joining ChatGPT

    I've had to change the recently-updated, 14-random-character password on my MS Outlook account, due to a sudden influx of spam, plus a notification from MSFT that a user in Moscow accessed my account. Breaking that strong of a password should be harder than that - or am I behind the times? I...
  20. Amethyst

    Another Tax Self-Prep Question: Two 1099s for One Account

    I spent the first quarter-plus of 2022 doing estate-related things, including getting some smaller stock accounts, that were in my late husband's name alone, into my name. Owing to the delay (I guess), I received two 1099s for each account: one in late DH's name, one in mine. The 1099 in my...
  21. Amethyst

    Tax Self-Prep Question

    A CPA prepared my 2021 taxes last year, the year my husband died. He estimated how much I should withhold in 2022, based on 2021's investment income and my expected (reduced) ordinary income. In addition, I was due a good-sized 2021 refund, which I indicated should be applied to 2022's tax...
  22. Amethyst

    25% Homeowner's Increase - No Claims

    Just thought I'd mention it. My homeowner's insurance actually went down last year, due to 3 years with no claims. So I guess a 25% increase may be "less" than what it could have been? The usual advice to shop around is not so easy to follow, as I live on the Florida coast.
  23. Amethyst

    Got the flu - first time in 40+ years

    I caught Influenza A (tested) from someone else who had it. Have spent a miserable week. What's concerning is that I had the flu several times in my teens and 20's, but never since, even though I've spent plenty of time in crowded public conditions. Since Flu A is the commonest type, I'm sure I...
  24. Amethyst

    Three hard inquiries on my credit report?!

    Like many here, I check my credit regularly on Credit Karma, etc. I was shocked to see that my report reflected three "hard" inquiries, as I haven't so much as opened a new credit card in more than a year. I don't see anything else amiss on the report, and my score remains high. How can I...
  25. Amethyst

    Another number puzzle

    This one looks like algebra, only l can't remember how to set it up to find x. Can anyone help me?
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