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  1. GalaxyBoy

    iOS/iPadOS 17

    I haven’t seen a thread on this yet, unless it’s buried in the iPhone 15 thread somewhere. Mods, please move/merge if I missed it. I upgraded both iPhone 11’s, my iPad Air gen 4 and DW’s brand new iPad; all are working perfectly so far. Not sure there’s a lot of new features that wow me, but at...
  2. GalaxyBoy

    Help posting photos

    Having read through an ancient FAQ thread here on how to post photos, I'm still befuddled. It mentioned photobucket, which doesn't appear to be free these days as it apparently was in years past. I have Amazon, iCloud and Google photos; can they be made to host publicly available images that can...
  3. GalaxyBoy

    Color laserjet all-in-one recommendations 2021

    There have been threads in the past regarding printers but it's been a little while. I want to upgrade to a color laserjet with scanning capabilities for printing genealogical records, enough to fill notebooks, and for scanning a fair number of antique photos and paper records. A document feeder...
  4. GalaxyBoy

    Interview w/ Originator of 4% Rule

    Barron's has an interview with William Bengen that's an interesting read. The article is behind a paywall but it showed up on my Apple News feed (close the window asking for subscribing to read it). The Originator of ‘the 4% Rule’ Thinks It’s Off the Mark. He Says It Now Could Be Up to 4.5%...
  5. GalaxyBoy

    New Ting plans / other alternatives

    I discovered Ting here on the forum and have been using them for the last couple of years. Until recently, their model was to charge a fee per line, and then charge varying amounts depending on the number of minutes, messages, and bytes used. My monthly bill has been running around $40 for two...
  6. GalaxyBoy

    Washers with WiFi?

    The 12-year-old washing machine died yesterday and we didn't feel like sinking any money into repairing it, so we went out and bought a new one today. One surprising thing to me - if you don't count the higher prices and a shortage due to the pandemic - was the fact that many of them are WiFi...
  7. GalaxyBoy

    New stuff from Gary Larson!

    Oh, how I miss The Far Side! This isn't exactly the same - he's gone digital - but it's great to see new work from Gary Larson after all these years. Pretty much the same sense of humor. "Enter if you dare." https://www.thefarside.com
  8. GalaxyBoy

    Amazon limiting what they order from suppliers

    I just heard on the news that Amazon warehouses will be temporarily prioritizing products coming into their fulfillment centers to items in high demand due to the virus situation. Categories they're prioritizing are: Baby Products Health & Household Beauty & Personal Care (including personal...
  9. GalaxyBoy

    Biltmore at Christmas

    I'm planning a visit to the Biltmore to see it decorated for Christmas (and the Downton Abbey exhibit) and am looking for advice. We've never visited before and we're choosing whether to tour in the daytime or during the evening candlelight tour. The evening tour sounds lovely but we don't...
  10. GalaxyBoy

    Vanguard Admiral at Schwab

    I must have missed some announcement or something, but tonight when I did my daily Quicken update I noticed that in my Schwab account my Vanguard 500 Investor shares had been replaced by the equivalent Admiral shares. Up to now, one couldn't buy Admiral shares at Schwab. The transaction is...
  11. GalaxyBoy

    AMEX Blue Rewards for Streaming

    Saving money and streaming seem to be two favorite pastimes here, so I thought this might be of interest. This is the AMEX card that has a $95 annual fee and pays 6% back on groceries...
  12. GalaxyBoy

    Dropped by the old office today...

    It was quite unintentional. I decided today that since DW was running around doing errands and I was on my own for lunch that I would go downtown (such as it is in my quaint little city) and eat at the Indian restaurant I used to frequent. DW won't touch the stuff and I love it. After stuffing...
  13. GalaxyBoy

    IRS lowers withholding threshold for 2018

    IRS announced that to avoid a penalty, the threshold for 2018 withholding will be 85% of taxes owed instead of the usual 90%. The other rules regarding withholding apparently still apply. Press release here...
  14. GalaxyBoy

    Executor's Fee

    I've posted several times over the last year that I'm the executor of my DF's estate. The estate is worth in the neighborhood of $300k and as one of three children I will inherit 1/3 of that. As I believe is often customary, the will provides for an executor's fee - in this case, 5%. I'm...
  15. GalaxyBoy

    New Free, Open-Source Social Security Calculator

    Interesting post on Oblivious Investor today. I haven’t tried it yet, but am simply passing this along. https://obliviousinvestor.com/new-free-open-source-social-security-calculator/
  16. GalaxyBoy

    I think I got my leg pulled

    Yesterday afternoon I hung out at my local, large craft brewery (Ballast Point) for a couple of beers. As I was paying my tab I felt a tap on my shoulder and was greeted by a nice young ex-coworker whom I always enjoyed seeing. One or two other familiar faces drifted in, as well as some...
  17. GalaxyBoy

    Withholding in Retirement

    Maybe a dumb question but this is my first year in retirement. I’m thinking of doing a partial Roth conversion by the end of the year, but the tax liability would result in an under withholding penalty if I don’t get more money to Uncle Sam in time. What’s the easiest way to do this? An...
  18. GalaxyBoy

    Apple Heart Study

    Apple, in conjunction with Stanford Med School, has released the Apple Heart Study app for the Apple Watch. You may recall Tim Cook announcing this earlier this year as part of the keynote address that announced the Watch Series 3. Home | Apple Heart Study | Stanford Medicine
  19. GalaxyBoy

    Instant Cooker

    Amazon’s deal of the day is “Instant Pot DUO60 6 Qt 7-in-1 Multi-Use Programmable Pressure Cooker” for $69.99. These things have somewhat of a cult following and I’m wondering if it would be worth buying. See https://www.amazon.com/dp/B00FLYWNYQ/ref=cm_sw_r_cp_api_gAK0zbB9WBYMP
  20. GalaxyBoy

    Ally raises savings APY to 1.15%

    Title says it all. They told me my existing account will be automagically raised overnight tonight (6/30).
  21. GalaxyBoy

    Sudden? Realization

    I don't have to go to work tomorrow!! :dance: ;D :laugh: :clap: :2funny: Sorry, DW is getting tired of me saying it every night around this time.
  22. GalaxyBoy

    Coin collection value

    DF has a fairly extensive coin collection that needs to be liquidated. There are one or two local dealers but the yelp reviews are atrocious. Anyone have any advice on how to go about getting a fair appraisal and more importantly a fair price? No one else in the family knows a thing about it. I...
  23. GalaxyBoy

    Yet another "too young" thread

    I'm one week away from my blessed last day, and it's been common knowledge at w*rk for a couple of weeks that I'm pulling the plug. So far, the reactions have been universally congratulatory, usually followed by questions as to how they could do it one day, too. But I finally got my first...
  24. GalaxyBoy

    New ERs on Schwab Index Funds

    FYI, I haven't seen anyone else mention that starting on March 1, 2017, Schwab will be lowering the expense ratios on some of their index funds. Their total stock market and S&P 500 funds will go from 0.09% to 0.03%, their international fund from 0.19% to 0.07%, plus a few others. As a...
  25. GalaxyBoy

    Hopslam Ale

    Scored a six-pack of Bell's Hopslam the other day. This is (obviously) a very hoppy, double India Pale Ale that only comes out once a year around this time. It's fame has reached almost mythical proportions among beer geeks, especially hop heads like me. Check out the description in the video...
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