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Last week I was with family skiing in Breckenridge. Unfortunately, I was in an accident where a snowboarder ran into me and caused me to crash hard when I was going full speed. I truly thought ‘this is it’, but obviously I’m still alive. As I laid there after tumbling trying to determine what...

Making my annual updates to my nest egg tracking sheet. Part of that sheet is to track my AA. Prior to 2023 I’ve never owned CD’s. Was noticing that Vanguard classified my CD’s as bonds. I would’ve thought they should be classified in the cash/cash equivalent part of AA. What say y’all?

50 years ago yesterday. I was 11 and remember laying on the living room floor watching this. Secretariat winning the triple crown and so dominating the Belmont could easily be called the most dominating and greatest athlete of all time. I still get chills when watching this. His record...

So, I’ve seen a few threads in the past on this topic. I searched and read a couple very old threads about meetup.com. I like to backpack, adventure travel, hike, and also enjoy gambling occasionally in Vegas. DW will sometimes join me on these escapades, but usually somewhat reluctantly. I’m...

This time last year, DW inherited about $1.1 million in traditional IRA’s. I promptly invested them in VTI & VOO. In the year since they’ve obviously dropped and are around $900K now. I also have my own traditional IRA that I had been Roth converting in previous years. I’ve been paying...

DW & I are in the very early stages of planning a lengthy trip to the Polynesian islands and also probably adding 2-3 weeks in New Zealand. Most of my questions are about the islands. We are initially considering anytime in the Feb- Apr 2023 timeframe. - is that a good time of year? - which...

I’m going to be purchasing a 2nd home. Our vacation home. Our primary home is in the Dallas area and where we will live much of the year. But we love the mountains and desire a home in Colorado. Looking for a log cabin style home with probably 4BR, etc. would like some measure of privacy, so...

My FIL passed and then MIL passed barely 3 weeks later. They have a joint account and each have their own separate TIRA accounts. There was obviously no time for MIL to have filed anything after FIL passing before she herself passed. Anyone understand how step up works in this scenario? Did...

Link to an article about seafood fraud. I never before realized what a problem this actually is. I love my seafood, although quality is hard to come by near me. So, when I get the opportunity, I’ll usually go for it and order the good stuff. The red snapper, or the sea bass, or fancy...

I’ve got at least a couple examples of things that seem like they offer a 50/50 chance of getting right, but nevertheless, every time I get it wrong. First example is throwing on a pullover shirt/t-shirt. If I’m too lazy to look beforehand, you’d still think 50% of the time I’d accidentally...

The fires are so very bad. Seems like saying this every year now. But recent events have taken this to an unbelievable level. Today, the California forest service closed 7 major national forests from the Mexico border through the northern Sierra. All trails in these forests are closed...

Today President Trump signed this new act. Previously passed with bipartisan support through Congress. In a time when little arises from Washington that is not divisive, this legislation made it through. I’m appreciative of it, and think it’s positive for our parks, trails, and beautiful...

I’ve got a thought experiment/hypothetical. Interested in others thoughts. How long are you willing to wait for Covid to be conquered before returning to doing things you enjoyed pre-Covid? Things like restaurant dining, travel, seeing family, sports, conferences, stadium events, casinos...

Attached is an article on the modern use of things like LSD and magic mushrooms in the treatment of anxiety, depression, and alcohol addiction. I’ve seen this at least once before on a 60 minutes feature. I’m interested in others thoughts. Not so much on the inevitable joking about tripping...

Currently I have $650K invested in a intermediate term muni fund with Vanguard. It gives off about $1410/month. I just did a SPIA quote using USAA calculator and it says that same amount would provide $2740/month. I’m getting myself a little confused. I know the SPIA would terminate on...

I can’t seem to get a good solid handheld flashlight. One that shines brightly, is reliable, and you don’t have to shake the batteries around to keep the connection so it actually shines. Any recommendations for a brand or a particular flashlight you’ve had success with? Thanks.

My 23 year old son is an alcoholic. We came to realize this about 3 months ago. He was living with us, as he had his second job in the hotel industry after graduating in 2018. He was fired from his first job but seems to be doing okay in his current position. It got to the point where we had...

This is my rant about being wronged by Amazon recently. I’m pretty much in shock this really happened. Especially from a large company like Amazon. Several days ago, I was logging into the Amazon account my DW and I share, to order something. When trying to login I instead saw a message...

After 2 years of fighting with the warranty company, we have finally been granted a refund of our money for our last fridge purchase. So, now it’s time to be finding a new model. Our last fridge was a Samsung French door with ice maker and door dispenser. What a lemon it was. We definitely...

Saw this news story. Young couple quits jobs, sells all, buys boat, and wants to sail the world living the dream. Two days into their first sailing adventure their boat sinks. Might want to re-think their bucket list. https://www.google.com/amp/s/amp.usatoday.com/amp/326152002

Looking at walking tours most likely somewhere in Europe although they are offered in other locations as well. The type of walking tour which is essentially a series of day hikes arriving at an Inn or hotel in the evening. The tour company arranges the logistics and moves your bags from...

So, doing a backyard project and managed to cut my thumb pretty deep with a hacksaw. Seemingly the older I get the more lessons I still need to learn. Came back in house to tell DW and we immediately headed out to the local urgent care place. You know, the neighborhood doc in a box type place...

https://amp.businessinsider.com/early-retiree-shares-10-things-that-surprised-him-after-he-quit-his-job-2017-4 Author lists his top 10 surprises following ER. All have been discussed here. Still, thought it was nice to read. His list rings true for me so far.

Has anyone ever heard of this or done it? I've read the article but can't seem to comprehend all the reasons one might do it. It's come up in my family related to my parents house and helping them qualify for Medicare benefits related to nursing home care. I feel really stupid on this topic...

Suppose its what this community specializes in doing. I'd like feedback/comments/critique on my FIRE plan. Thanks for your help! DW is already retired. I'm wanting to ER in March. I will be 53. Annual expenses are $125,000-$130,000. I know this is high but I've tracked for some...