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LTC is somewhat frequently discussed here, so this seems like something people here would want to know. If you are on the fence about buying LTC insurance, now is the time to buy it. As of 8/1, Genworth (the leading LTC insurer by far) is reducing their couples discount from 40% to 20% and...

Remember that "we're going to be flexible with states" thing that Obama was in agreement with the other day trying to look like a centrist? Any coincidence that these two articles popped up today? Those lousy Republicans are just obstructionists! Nothing to see here, move along please...

...as of 12/31/11 from what I hear through the grapevine. So much for the "it's better to pay more for a mutual company" argument. Wonder what NYL and NWM agents will use as an argument for why they're better than Genworth/Hancock/MOO now...

For anyone that's trying to get in shape, do yourself a favor and buy a Vitamix blender. I was on the fence for a while ($400 for a blender, what?!), but finally took the plunge when I found one on Craigslist for $200 with 6 years of warranty left. This sucker powers through anything I can...

Just a warning for those making the switch to individual health insurance and looking at different policies online (like the eHealth website). I found this contract language in a hospital/surgical plan today (read: not a full major medical policy) and if I were a policyholder, this would...

Notice was sent to brokers yesterday, but can't be distributed for public use. If anyone here has a MetLife policy, either group or individual, you will probably get a letter about it in the mail.

Anthem Approved For Health Insurance Rate Hikes As High As 47 Percent - Connecticut Insurance :whistling:

Everyone always asks "how would you do it?" Well, here's how I'd do it in 5 steps. Many details would have to be hammered out, but it's a solid start if you ask me. Criticize, argue, do what you wish: 1. Eliminate employer-sponsored healthcare system. Employers may still contribute to...

What do most people do each year with their health insurance to keep the cost down? Well, increase your deductible or co-insurance of course. I just got an e-mail from Assurant Health today stating that under the new guidelines, if you have an individual health insurance policy and increase your...

I've blogged about this before and big surprise, now it's coming true. What will happen when the Massachusetts health insurance companies decide to just stop selling insurance altogether? Rate increases of 10%+ have already started to be filed for 2011 in addition to the requested 2010...

"If you like your insurance, you can keep it" Wrote another blog post tonight regarding CNN's article on large companies that are considering dropping employee health benefits to lower costs. Original CNN link: AT&T, Verizon, others, thought about dropping health plans - May. 5, 2010 My...

Just a heads up for those considering long term care insurance as I know there have been many threads here on it....starting in June, John Hancock will be raising rates on policies that have a 5% compound inflation rider by approximately 32% across the board, and reducing couples preferred...

United Healthcare has stopped offering child-only insurance policies as of last week. Other companies may follow suit as the new mandates for guaranteed coverage for children and minimum 80% loss ratio are going to kill companies that continue offering the policies:

This is like deja vu all over again....last year they requested a 19% increase and the state only approved a 10% increase to give them a 0% profit margin. This year they are requesting a 23% rate increase and the state is only approving 6%. State legislators say that because Anthem's parent...

I go to Starbucks just about every day for a doubleshot on ice, but had a free drink today so I mixed it up a bit with a light espresso frappucino (coffee frap + a shot of espresso). This may be the best drink they have, and only 190 calories/1g fat for a venti. Every-day Starbucks is probably...