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Retired 12 years. 80% equity (all index funds), with about 2/3rds Total U.S. Stock and 1/3rd Total International Stock. 20% cash and short term dollar denominated securities, mostly T-bills, T-notes, non-callable CDs + a few I-Bonds.

Kellogg's, Budweiser, Cadillac, Hallmark, Campbell's.....

There are going to be LOTS of opportunities for lower-cost competitors.

I've found that both Winchester WST (Super Target) and Hodgdon International (H-International----not Clays or Universal) are both good substitutes for Trail Boss.

Well, sadly, it's no longer "your Father's" Vanguard----or, for that matter, Jack Bogle's Vanguard. Then too, I laugh every time I see one of their advertisements, which usually end with the caption of, "Vanguard-----where you are the owner." Yeah, sure----but don't dare ask how much the...

Same here. Ryobi is a lighter-duty, homeowner, brand. If you want to go professional-grade and buy a first class tool, go with Milwaukee, DeWalt or Makita.

Reminds me of a color from back in the 40s and 50s called Ford Gray; Ford also painted their tractors (back in the day when they still manufactured farm equipment) the same color, albeit, with red trim.

74; DW is 68. 80% equities, exclusively index funds: 65% U.S. & 35% International. Remainder, 20%, is fixed divided equally between Vanguard intermediate term index bond admirals and cash/money market.

Having lived in both Europe and the U.S., if faced with a serious health issue, I would much rather receive treatment in the States than any of the countries of Europe.

I've been buying I-Bonds for the last several years-----but back to the question as to why they don't get more attention? I-Bonds are not necessarily easy to purchase and---possibly most importantly---no "financial representative," certified or otherwise, earns a commission from their purchase...

I took it at 69 & 1 month-----very little difference compared to waiting until 70....

According to Morningstar, 3.3% is the new 4.0% https://www.morningstar.com/articles/1068684/is-33-the-new-40

Amateur Extra here, but haven't been on the radio for quite some time. 73s....

Exactly----no matter how you may feel, "don't burn your bridges." In the long run, it's just not worth it.

No easy way to say it, but------mind your own business.

$269 for $1MM, southern Arizona. Two drivers, 3 vehicles and 2 homes. Coverage by AARP/Hartford.

Pretty much 72 degrees for heating and cooling year round----sometimes tweak it a bit to maximize our comfort.

Check out the well researched, well written and award-winning WW2 "Liberation Trilogy" by Rick Atkinson. In terms of aviation, I'd suggest the new book, "Masters of the Air" by Donald L. Miller----it is a masterpiece and you just can't go wrong with it.

For a 60/40 portfolio over the next ten years, I'd guess a return of about 4% nominal, 2% real. Wish it was better, however, we're at a point of very high stock valuations and incredibly low fixed income interest rates.....and there is the tendency for things to revert to the mean.

Yes! If you love the West, you'll love this museum----truly top notch. And although not a "museum" as such, a tour of the antebellum homes in Natchez, Mississippi is a superb historical experience. Among the plantation homes that you will want to tour are Stanton Hall, Longwood, Magnolia and...

Age 70.... 60/32/8

Yes! And another scene----"I'm your Huckleberry..."

Only have/use cell phones at our main home in southern Arizona. At our "summer home" up in the U.P. of Michigan we have a landline------'cause otherwise, we'd have to get in the car and drive about 8 miles down the highway four our cell phones to be able to connect with a tower.

Typically carry between $30 - $60 in my pocket/money clip----with another $200 (2-$100s) folded up in my credit card case "for emergencies" and what not.

Southern Arizona for 8 months of the year and south shore of Lake Superior for the other 4 months. I am sure you can guess where we are and when. Suffice it to say, life is good!