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Since some of you like a lot of detail, here are a few more notes: 1) My wife did eventually receive the original Letter of Denial via USPS, about 1-2 weeks after receiving Letter approving her benefit application. We had a good laugh and trashed it. 2) As hoped, we did NOT receive a...

A Follow-Up to my Follow-Up This thread is several months old, but I thought I would summarize what has transpired since then. Both my wife and I received our Social Security Benefit Verification Letters during first week of December with corresponding updates to our mySSA accounts the prior...

Here's a link to a tale of woe I posted last year that described my spouse's ordeal to get Medicare under my work history. Fortunately, we experienced none of the same obstacles when she applied for SS. She was able to complete SS application online, and was approved with no office visits...

And yet, if one applies at age 70, the 1st payment would include all DRC regardless of the month that the benefit commenced. Or if one commences benefit prior to FRA, the 1st payment will be for the correct reduced amount regardless of month benefit commences. Only those who elect to commence...

If you have not yet submitted a claim, then you should be able to do same as I and request FWT be deducted from first payment when an agent contacts you to complete your claim. Basically, to complete our claim, the agent needed to record our verbal oath attesting that the information in the...

A Follow-up to my original inquiry: After more than 15 days, we had not received a letter of explanation regarding my wife's denial. We were planning to call SSA when I received an e-mail from SSA asking that my wife and I call a specific agent within 48 hours so that they complete our claim...

I have a question for those who have already filed for SS. In early September, my wife and I submitted our applications via mySSA.gov to start our Social Security benefit in December (so that 1st SS payments arrive in January). My wife does not qualify for SS on her own record thus she noted in...

After 3 days, my wife elects to go back to SSA office instead of trying to reach agent by phone. This time I accompany her. After 90 minute wait, she gets to talk to same agent she talked with earlier in the week. The agent pulls up wife's application on her system and tells wife her...

As a follow up, my wife went to local SSA office today to find out why she did not receive her Medicare number by August 1 in spite of assurances from numerous agents that she would. After multi-hour wait, she spoke to an agent, which we'll refer to as Agent #2 to distinguish from Agent #1...

We'd love to be able to talk to someone at local office, or even be able to leave a message, but local office never answers. Every time the call is forwarded to national line. We live in a large metro area with 1 SSA office that serves an entire county of over 2M residents. Office is overwhelmed...

On May 1 this year, 3 months prior to my wife's 65th birthday in August, she started the enrollment process for Medicare. My wife doesn't qualify for Medicare on her own record (40+ years full-time housewife and mother), so she would be applying for spousal benefit under my work record. I...

Logged onto my CU account this morning to pay some bills, and discovered $2400 of stimulus deposited to my account by IRS. Now, DW and I are trying to decide how to distribute it to those who need more than us.

The first of my stash of 100 EE/I bonds matured 2 years ago. When I went to my Credit Union to redeem it, the teller remarked that it was the first time he had ever redeemed a bond that had reached maturity. He said most redemptions occur long before the bond matures. I told him to get use to it...

When I went to pick up the CRV from Dealer F, I told the sales guy that I was gobsmacked that they competed with Dealer E since they were under same ownership. He said it had always been that way - they still operated as if they were independent. So, apparently this is not uncommon. I wonder if...

I have used a variation of methodology outlined in the original post for purchase of my last 2 new vehicles - a Toyota Prius Four purchased in 2015, and a 2018 Honda CR-V EX-L purchased a couple of days ago. Some Takeaways from my experiences: 1. As someone noted in an earlier post, it is...

I'm still using Quicken 2000. I do all my bookkeeping in the program manually. Several times over the years, I've looked into other options, but none of them would correctly migrate the (now) 28 years of data that I've accumulated. Even recent versions of Quicken have been unable to migrate the...

Now I know I could file a standalone 8606, but I think I'll just leave as is.

Looking through the return I filed early this year for tax year 2016, I discovered that Form 8606 was not filed with return that showed an amount that I converted from a Rollover IRA to a Roth. The Rollover IRA has no after tax $ so entire conversion was taxable. The converted amount was...

My problem is that after creating an account at online.citi.com to activate my cards, that every subsequent attempt to log into the online account results in an error message indicating that my password is incorrect. The only way I am able to log into the account is to try to log in 3 times. On...

Same here.

My Car Buying Experience TLDR: Still a lot of dealerships out there that don't understand how to deal with geeks who buy everything over the Internet I purchased the Prius using the Web. Spent 2 days doing research. I knew I wanted a Hybrid or EV, and was leaning toward an EV, but my...

Purchased a 2015 Prius Four. As a geek, I couldn't be happier to be driving a computer. The operating manuals for the vehicle are as nearly thick as some of my OS manuals. It's my first hybrid. Until I drove it off the lot, I'd never driven a Prius before, although I'd been a passenger in some...

Yep. That's what happened on our trip. Great weather till we got to Skagway, then dense fog. Thus, about the only thing we saw on the rail trip up to the pass was the rail cars in front and behind us. Knowing what I know now, the next time I'll purchase tickets for the rail after seeing what...

DW and I did a 2-week Alaska cruise and land tour combo 2 years ago. In At Ketchikan, I'd recommend a self-guided walking tour. If you go in late summer, the salmon will be spawning on the river that runs right through the middle of town. Be prepared for rain. Ketchikan is one of the rainiest...

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