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I have a question for those who have already filed for SS. In early September, my wife and I submitted our applications via mySSA.gov to start our Social Security benefit in December (so that 1st SS payments arrive in January). My wife does not qualify for SS on her own record thus she noted in...

On May 1 this year, 3 months prior to my wife's 65th birthday in August, she started the enrollment process for Medicare. My wife doesn't qualify for Medicare on her own record (40+ years full-time housewife and mother), so she would be applying for spousal benefit under my work record. I...

Looking through the return I filed early this year for tax year 2016, I discovered that Form 8606 was not filed with return that showed an amount that I converted from a Rollover IRA to a Roth. The Rollover IRA has no after tax $ so entire conversion was taxable. The converted amount was...

Purchased a 2015 Prius Four. As a geek, I couldn't be happier to be driving a computer. The operating manuals for the vehicle are as nearly thick as some of my OS manuals. It's my first hybrid. Until I drove it off the lot, I'd never driven a Prius before, although I'd been a passenger in some...

Those of you who have dealt with an Inherited (Non-Spousal) IRA are probably familiar with the tax minefield that one has to negotiate to ensure the beneficiary correctly sets up an account so as to minimize taxes and stretch IRA RMDs over their lifetime. One misstep, and BOOM!, you can end up...

I'm in the process of filling out tax forms for a Simple Trust for which my wife is the trustee. She is also a beneficiary of the trust along with my 2 daughters. The only asset in the trust is a residential rental property. This year we had to replace the air handler in the rental property...

I retired from MegaCorp last year at age 57 with a 7-figure 401K, almost all of it Before Tax. Because I separated from service after age 55, I am able to take withdrawals from 401K without paying the 10% penalty for early withdrawals. I am in process of doing some end-of-year tax planning when...

In the last 2 years, I've bought a couple of very nice LED HDTVs to use in spare bedrooms. The TVs were Cable Ready so that I could just attach coax to the cable outlet to received the local channels in HD via QAM. Starting this month my cable company, BHN, is starting to encrypt all channels...

I have to admit that I'm somewhat surprised to be here. For 32.5 years, since graduating from college, I've worked for the same MegaCorp (although the name has changed). In the back of my mind, I had aimed to RE after 35 years, maybe later if I was enjoying the work. DW and I have always LBOM...