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  1. M

    Friggin leaking hose connection!

    I am a legal gun owner, and before I shoot this hose splitter, I thought I'd ask for advice. See attached picture, where the leak is coming from the bottom of the blue tightening nut. It took me about 3 tries to get it right on the top part, but I'm getting nowhere with this leak. The junction...
  2. M

    Anyone else NOT watch the news?

    I promise to not get political, and will be intentionally non-specific. I used to be somewhat of a news hound, being knowledgeable of most current affairs. Maybe it's my age, but for quite a while I would get internally worked up if I watch or read the news, in depth. So, for all intents and...
  3. M

    New Car Dealer REQUIRES Financing

    I accompanied DD while she was shopping for a new car. She was focused on the Kia Telluride. The local dealer kept pushing financing, by offering a supposed discount. When asked what the interest rate was, he replied "whatever the current rate is. It doesn't matter since you intend to pay it...
  4. M

    ? about Callable Brokered CD's

    Are callable CD's routinely...called... if rates drop? In my Vanguard account I saw some callable CD's with slightly higher returns than other CD's or Treasuries. For example, a nominal 5.4 %, but callable in September. Presuming rates stay as they are, or go down, is it a virtual guarantee...
  5. M

    Different I Bond Question

    I have some old I Bonds currently earning 3.94%. March 2011 issue, $140 Principal Current Redemption $195. But the I Bond issued September 2011, also $140 Principal,, also has that same $195 Redemption amount. I thought I Bind interest accrues monthly, and I'm past any penalty period. How...
  6. M

    NJ-specific question about TurboTax

    No way to be brief, but I'll do my best. Planning for tax filing in 2025: DW's IRA is partially a rollover from her 403B. In NJ, 403b contributions were not tax deferred by the State. NJ has form Worksheet C to compute the taxable withdrawal when (as in DW's case) some of the IRA is 403b...
  7. M

    Kitchen faucet replacement easy DIY?

    I have a reverse osmosis filter for our drinking/cooking water. See attached picture of the counter-top faucet for that. The handle open-close handle is a bit loose, so I may replace the faucet. My DIY efforts are more limited these days, but I think this would be an easy one for me. Can I...
  8. M

    Getting around Dublin?

    DD is surprising my 9 yr old granddaughter with tickets to see Taylor Swift, in Dublin, end of June. DW and I are accompanying them (not to the concert!). All of us are spending 4 days in total. We already have some plans in place for those days. Can anyone clue me in on best ways to get...
  9. M

    Excel Spreadsheet Circular Reference

    I need some help for this nuisance. I frequently use an Excel Spreadsheet with multiple Tabs. Every time I open the spreadsheet, I get a pop-up notice "Careful, we found one or more circular references in your workbook....." I can then open the spreadsheet with no problem and do whatever I...
  10. M

    Transferring IRA $$

    I have "99%" of IRA $$ with Vanguard. I want to transfer a relatively small IRA I have with Ally to Vanguard, but it seems like Ally is making me jump through hoops while denying the transfer. I guess a workaround would be to just have the $$ sent to me as a distribution, and then redeposit...
  11. M

    Accurate Treasury rate predictor?

    I came into a significant windfall, and want to park it in Treasuries. I have a Treasury Direct account so I know I can purchase new securities through that, but of course the final interest rate is not known at time of making the purchase. What resources are there to get a good gauge of the...
  12. M

    How to replace sliding door glide

    I have an old (40 + years) sliding closet door. It's hard to tell from the attached picture, but apparently a piece of the bottom of the inner plastic doohickey is missing. I guess it snapped off. So now the door doesn't glide thru the bottom track. I can't even figure out how this is...
  13. M

    Treasuries - New or Market?

    Is there any advantage to buying a Treasure on the market, vs a new issue, or vice versa?
  14. M

    Looking for new Smart Watch

    I currently have a Fitbit Versa 2, never fully happy with it, for my needs. I'm now looking to replace it. My 2 requirements for my next watch are accuracy in HR during running and swimming, and fall detection/emergency calling [I always run with my Android phone]. Extra credit but not...
  15. M

    Toyota Highlander hatch stuck in Open

    In case any car guys see this before Monday morning: my daughter opened her Toyota Highlander rear hatch, but was then unable to close it. She tried all of the internet suggestions - turned the electric opener off, turned the electric opener button on/off several consecutive times, verified the...
  16. M

    Advice on ditching Bond Funds to CD's or Treasury

    I'm a classic lazy "investor." I have my IRA's in Vanguard Total Stock and Total Bond funds. Other than changing the percentage mix I have been blissfully (?) ignorant. But while very late to the game, I can't now ignore the poor performance of Bonds. This is especially the case when -at...
  17. M

    Cremation?

    Not getting any younger, and I've been thinking about this lately. I did some brief searching about cremation, but for the most part I've just hit on a bunch of ads. Not sure where to start, so I'll just throw out some random questions, for anyone that may have info: Does a typical Cremation...
  18. M

    Any tasty low carb bread products?

    I exercise virtually every day, my weight is good, but that didn't stop me from needing 5 stents last year, plus a recent episode of pericarditis that took 2 months to resolve. Anyway, I'm under orders to reduce my A1C, from its current pre-diabetic 5.9%. I LOVE my bread: English Muffin with...
  19. M

    Simple question about first RMD

    I'm sure the answer is Yes, but I can't find anything definitive in my research: DW's birthday is December, when she turns 72. My understanding is that since she turns 73 in December 2024, her first REQUIRED RMD withdrawal is by April 1, 2025. But we would then have to take a 2nd RMD by end...
  20. M

    I Can't Read Long Books, Part 2

    A while back I started a thread on this topic. Here's my update on my somewhat-successful strategies for this avid-but-previously-frustrated reader. Best thing I did, as I wrote previously, was discard my e-reader. For me, "real" books can't be beat. I'm still limiting reading to shorter...
  21. M

    VG Life Strategy Income Fund

    Planning way ahead, next year we have to start RMD. We do not need any of the proceeds as our pensions and S.S. exceed our spending needs. However, we are conservative and want to park the proceeds "safely." This Fund strives for a 20% stock allocation. We have our IRA's with Vanguard so I...
  22. M

    Outdoor spigot leak - Easy DIY?

    Winter is over, so a few weeks back I wanted to reconnect my hose to the back spigot. Water turned on no problem, but when I shut it off there's a residual slow drip. I have to use my adjustable pliers to turn it just tight enough to stop the drip. This spigot is old. I believe it's the same...
  23. M

    I'm Reading Books Again!

    You may recall my previous thread about my difficulty reading long books. One of my subsequent comments on that thread was that a major reason I could finish that current long book was because it was........a book. That is, not an eBook. Since then, I finished a short quick read about...
  24. M

    Effective Dog Repellant for Grass?

    I'm now up to 4 different dog owners - that I know of - that have let their dogs urinate on my curb's grass strip in front of my house. Each time, I've genuinely told them nicely to please have their dogs do their business elsewhere. And each time, the response has been something to the effect...
  25. M

    Can I use any 6V DC Adapter for Rowing Machine?

    I hit the jackpot, and got a free Rowing Machine via my community Freecycle. But the plug wire, for the DC Adapter, was cut. I spliced the wires together but still no power to the built in computer. It's Easter Sunday now, so I can't call the company. Based on the parts list, one short wire...
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