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I know the estimated tax schedule is April, June, September and January, but I am not certain if I can actually do the estimates on an equal 1/4ly basis or if I have to recognize the large tax due early in the year due to my RMD and wife's Roth Conversion being processed this month. We have...

Hello all, It is a cool rainy day and I have nothing better to do than finalize how I am going to process my first RMD ($20,000). We are not talking big bucks and I'm not looking to find any exotic place for the funds, but thought I'd get some input from the experts here. Me:$ 618,830 (...

We will be driving from Aberdeen to Inverness and have an itinerary set for two days while in Inverness. We have a few days to spend meandering our way back to Aberdeen before we depart for home. We can stay near Inverness or drive back to check out any suggested stops you all might recommend...

Mom in Ass't Living nolonger wants responsiblity of home ownership Mom has a modest home in which one of my sisters is currently living and who is paying a nominal amount to help support the costs of Mom's care in the facility. We had always contemplated spliting Mom's assets equally between...

Perhaps I am getting a bit too wired about what I perceive to be an effort to make us open an account with my recently passed mother in law's broker. There are stocks to be transfered on a "Transfer on Death" basis. We have offered a copy of our brokerage account number with Vanguard, but the...

In September our local bank branch is closing. It is a convenience being so close, but now, if needed, we will have to travel 15 miles just to get to the next branch. Our financial needs do not revolve around this brick and morter bank as most all our bills and income are already handled by...

My mother went into assisted living a year ago and my sister and her husband moved into her home - with her blessings. My sister is paying $1,000 directly to mom's account, but without a rental agreement. Mom still is the legal owner. Upon her death we will split all mom's assets equally...

I was looking for some local educational options we could find at colleges in the area for estate planning and came across this entity that might have some classes that might interest us just for fun. It appears their courses are short and probably pretty light on substance, but I am always...

I am looking for anyone who has looked into or knows anything about Eagle Guarantee Focus 3 "Annuity". My sister has been sold this product and I cannot help decipher it as they took her money, gave her 30 days to change her mind, but did not actually provide a copy of the policy (or even a...

My wife has been asked to get a program (Quicken?) to manage the finances of their little non-profit org. Needs are simple: Idenitfy members dues paid/not paid. Identfy income for different programs offered each year to members that require fees. Expenses incurred. Account balances. etc. I...

We have two sons, both very responsible and who are doing the right things regarding saving and employee matching etc...they actually said they would like to emulate us and retire early by living below their means and investing wisely. Five years ago we helped our oldest son during a very...

We are looking into reserving space on a small ship cruise to the Galapagos and CNH Tours has great reviews. Still I'd like to know if any of my fellow FIRE members have experience with this particular tour. Thanks jpjr

OK, this has been explored numerous times, but we'd like to share some data and see how folks here would handle our state of affairs. DH - 68 yr old retired six years DW - 66 yr old retired six years DH - Taxable IRAs $500,000 Roth IRA $85,000 DW - Taxable IRAs $270,000 Roth IRA $65,000 Use...

We are travelling to Iceland for a two week tour with Overseas Adventure Travel. We anticipate arriving a few days before the organized tour and were looking for some tips from all of you seasoned travelers. We probably will restrict those free days visiting in and around Reykjavik. Thanks in...

We are doing a mega road trip in September, which will include a full day near Mt. Rushmore / Crazy Horse / Custer State Park. We know we will of course visit Mt. Rushmore, but does anyone have any tips on how best to spend our day in the area? The following day we have a long ride to Great...

We have had plenty of issues with tax returns over the last few years because our ID had been stolen..through the IRS. For two years I actually filed manually, and this year I filed electronically. The IRS questions the authenticity of my e-filed return, asked for some additional info and then...

Does anyone have thoughts they can share for a quick one day stop in Nashville? Thanks

I tried to find a similar thread, as I am sure someone has asked this before, but could not find and answer. Where will we find the best exchange rate when we travel to Spain and Italy? I will be checking with our bank for advice and on-line conversations say ATMs are ok; however, I am sure...

We are staying in Barcelona for a week in late April and are looking for any advice from our seasoned travelers on this forum. Anticipate a lot of walking and public transit while we spend time in the center of town. Any input will be appreciated.

Has anyone used Airbnb in their travels? We will be trying it out for one night in Seattle and will report our experience, but in the interim, thought we might get some input from our friends here at FIRE.

I have explored several of the options regarding when to claim SS for me and my DW. Has anyone used the program from Maximizemysocialsecurity.com? The program does not take into account the tax ramification of RMDs, but it may help clarify some alternatives for us. Thanks to all for your input...

We retired debt free, but family circumstances forced us to cash out some IRAs and also take out a 90k home equity loan. I hate debt. We currently have 750k in regular IRAs and 100k in Roth IRAs. We have withdrawn our annual expenses already for 2015 and any additional withdrawals will...

I'm 61 and mdw is 59. We plan on retiring 1/1/12. Our two sons are "mostly" on their own and we have decided to escape from both the general rat race and the cold winds and snow of the north. South Carolina is our destination in Oconee County - "The Golden Corner" near Clemson University. We...