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60/59 Budget: $40k - this would be the first place to cut if there's a major correction Breaks down as 6-8 weeks in the winter to get out of MN. A 2+ week trip to Europe (although doing Alaska this year). The rest on weddings, weekend outings, DW's girl's trip and my annual guy's golf trip.

We like our California King. I'm 6'3" so the extra length is nice plus gives room for the dog (spoiled mutt)

Those options are right up my alley too. But sadly - Uprising by Muse came out in 2009 (not the last decade). Man are we getting old.

Are you asking people to vote on their own net worth or what level should be considered Fat Fire?

Question - We (59/58) have been paying for a high deductible private bronze/HSA plan for a number of years. Both are pretty healthy. Haven't done ACA before because we are over the cliff. We sold a rental property this year so 2021 will see us well over the cliff based on capital gains. I'm...

I have 8 rental properties and have been using Quicken's Rental Property version for 10+ years. Works well for what I use it for - tracking income & expenses and linking to my bank. It's not an all encompassing solution for things like applicant tracking, background checks, automated rent...

Currently own 10 - 8 townhouses and 2 condos. No issues so far with payments. I've never had to do an eviction in 9 years of owning properties. I did have a tenant move out of condo in June and am remodeling it to sell (tenant used me to buy a house so made $6k commission). My other condo will...

Started baseball grip for first 20+ years of playing since I played baseball. Switched to overlap 15-20 years ago. Carried a club around holding that grip during the winter to get myself used to the feel. Most people I've played with leave the pin in but there are still a few hold outs. My 11...

Can't answer when the "best" time is but we were there May 21-23 4 years ago. Good news - there were people there but it didn't seem "too" crowded. Was easy to find a parking spot at each place we wanted to stop. We did love Sequoia. Bad news - it was pretty cold and the park lodge we were...

I got lucky enough to get invited 6 years ago to a 4-5 day board gaming event every year. Held at a 7 bedroom house in Northern MN and about 30 people attend. Almost all of the games mentioned in this thread are too mainstream for this group. A lot of the games are found on kickstarter and a...

Tesla is quite transparent with their data and every car automatically sends data at all times. Therefore, we know that in Q3 Tesla drivers who had Autopilot running had an accident for every 4.34 million miles driven. This improved from the year earlier when it was 1 for every 3.34 million...

Does Elon Musk make lots of claims that turn out to be very aggressive timing wise - yes. That said, Tesla is years ahead of pretty much every other car maker from a technology side.

We take off in our Model 3 tomorrow for winter in CA. I've never been a car guy but man do I love my Tesla. So fun to drive, very comfortable (and I'm 6'3") and the technology is amazing. Add in the safety and environmental benefit on top of it all. To each their own but I'm pretty happy with...

We chose (as I'm sure many on here did) to enjoy the journey along the way and were perfectly content with retiring in our 50's. That meant saving 20-25% of our income each year instead of more aggressive plans. This allowed us to keep the 15 year mortgage, travel somewhat, save to pay for kids...

That stinks. On the bright side - I bought my M3 in August and absolutely love it. Have yet to really find a Tesla owner that doesn't feel the same way. Check and see if you have a local Tesla Facebook Group to join. Very active group here in MN which is the only thing I go on FB for these...

We started out ordering 1 each. Waiter looked at us like we were crazy. Did end up with a 2nd one each after we split a sandwich.

Recommendations - Go to the Pasties de Belem site for original custard tart - so good! Enjoyed the National Coach Museum in Belem Drinks on patio behind Convento do Carmo in Lisbon - amazing ambiance Pinhao - do the Jorge Barefoot Tour - really fun day

You should just sell. There will be bad blood if you buy it cheap and then flip it for a large profit.

My parents could be considering this too and I also struggle with whether there is an ethical issue. As others said, doing ACA subsidies and aggressive tax planning is okay with most. The other scenario that I think is relevant. Couple A - Lives modestly their whole life and saves a pile of...

The typical offer is something like 60,000 bonus miles if you spend $3k in the first 3 months (but they often vary). I normally charge just enough to get the bonus and make sure to cancel the card withing the year before the annual fee kicks in.

If you really want to pursue the credit card angle I'd recommend the subreddit on Churning. Lots of data to get started on the right side - https://www.reddit.com/r/churning/ I typically dabble in it but there are some really serious angles to pursue to rack up tons of free...

Actually, the rentals aren't in the LLC. I'm also a Realtor and wife did IT consulting (until retiring this April). I just get extra liability insurance for the rentals.

I had used a tax preparer for 10-15 years. He only charged $210 so it was a no brainer. Last year I did Turbo Tax and it wasn't too bad even with the complex return we have. Personal return, DW and I both have LLC's for self employed income and 10 rental properties. Since I bought the...

Bought a Model 3 in August. It's a really fun car to drive. I'm not really a "car guy" so it's so strange to be so into this vehicle but I would recommend it to anyone. On the other hand, maybe don't take a test drive. It took just one test drive from a friend and I was hooked.

DW got set up by her health coach to use butter (instead of the Almond Milk she was using). Add 1 TBS to a half filled cup of coffee. Hit it with an immersion blender for a few seconds and then fill up with coffee.