Search results

From time to time, there is a forum conversation about safety of neighborhoods and streets. For the most part, my takeaway has been most people do not feel where they live is unsafe. But, when they consider advice to others, it feels that the area outside of home is unsafe. I came across...

I am using TurboTax but have run into an issue that appears to be a glitch in their software. On the federal taxes form 1099-R from Fidelity was imported with the distribution from my IRA. The entirety of this amount was donated using QCDs. All requirements are met and the 1099-R has the box...

I am traveling and prefer not to log into my brokerage site on WIfi. I have VPN and DS assures me it is OK. But, I still want to limit my access. Is there a site that shares corporate bond offerings/others that is outside of Fido, VG, etc that would allow me to review offerings before logging...

I received the free Turbo Tax offer from Fidelity. However my DW does the taxes on her computer. I cannot transfer the offer to my DW computer. And, Fidelity's phone support does not offer a method to transfer it to her computer. We are both on the account. So, in the hope that someone...

Hi, I am having log-in issues with my RMSA (Retiree Medical Savings Acct.) reimbursement provider. It does not look like it will be corrected by the end of the calendar year. I cannot remember if reimbursement requests from RMSA account needs to be requested in the same year where payment is...

I purchased my CDs from Fidelity. It is my first time doing this vs a bank. I am now looking at selling some to invest in a higher return. I understand I will need to sell at a 'loss'. Unfortunately, I did not find a calculator to know how to reinvest. I have found a calculator that...

This is related to an aggregator. As I reported in a another post, I am having reporting issues with a couple of credit card companies. Capital1 simply stopped updating spending in early December on two credit cards. Amex reports the same total for 2 different cards. The total is right for...

Here is my luck to start the NY. What is your luck? Can we build a happy thread. I was lucky to have been able to defer some of my salary for future distribution. My goal was to pace it out until RMDs. At first, I was able to change the distribution timing every year. But, 13 years ago, the...

Before presenting a concept to our city’s traffic engineers, I wanted to learn if my suggestion is missing something obvious. If you have some experience or just want to provide feedback, it would be appreciated. Problem trying to solve A new bike lane was installed heading south on X street...

I have been having trouble with Fidelity Full View updating my accounts. I have a couple of credit cards and one bank that refuse to update with Full View. The bank has been months and occurred at the same time I sold some CDs. The credit cards started in early December. I have been in...

We were discussing gifting our children. It is meant to be some extra cash just to have on hand for whatever they would like to do. We are in agreement with gifting but not necessarily the amount. Our DS is married with 2 young kids. Our daughter is single. Our will provides a 50/50...

We often have posts from things like Nerd Wallet suggesting where to live. We discuss our own desires as it relates to being close to friends and family, among many other important considerations. We rarely (maybe never) discuss the activity level of state residents. The activity level...

Hi, It looks like we will be moving to a new area sometime next year to be closer to the grandchildren. Oh, and their parents too. It is expected to be a long term move. Our desire is to find a rental. We live on the other side of the country from the city we will be moving so searching for...

DW and I have 3 whole life policies. I have two in my name that are fully paid and represents 2/3 of the total. DW has one where the dividend is still paying the premium. My policy dividends have recently started to accumulate. As a % of my funds, it is very small right now. Neither DW nor...

Hi, I read that Dutch Bros is moving toward a public offering. While I am mostly in funds, it seems every time I pass any oh the Dutch Bros locations there is a line of cars. The article suggested some family issues but also professional management. They are hoping to expand. Anyone know...

It would be great if you could double check my thinking and recommend changes that you feel could be helpful for charitable donations and the establishment of a Donor Advised Fund. A key reason for this is to help reduce future RMDs. For this tax season, here is what I am planning: IRA...

Looking at buying a 2021 Honda Insight, EL. If you have some feedback, please share. Question from those with some technical knowledge: DW and I went for a test ride. The car needed to be charged. The sales person had no idea how long it had not been driven. The sales person charged it...

Hi, I plan on buying a new car and want to donate my existing 2009 car. *My question centers around tax deduction and to learn if anyone has donated a car per the example below.* This will be my only time donating a car.** My goal is to provide a car to a person who needs one and claim a full...

Hi, Not long ago, I took over my investments from my FA. They were mostly invested in stock. I have began the transition to an ETF portfolio for my equities but want to get some feedback on a step that faces me now. During my transition, I accumulated a decent size short term loss. My...

Hi, I got a couple of letters from Medicare in late November showing my payments for 2021. They looked right to me. Then, I got the bill. It was about 5+ times the monthly payment shown in the November letter. I called Medicare twice. The first person was not much help. The second one...

The goal is to move as much money as possible from my tIRA to my Roth. I am willing to move as much money as I can to get to the top of my tax bracket or perhaps the next. I am requesting feedback to double check that I am doing this with the best process to maximize the tax saving...

Hi, While considering Roth conversions of my IRA, I have not seen a mention of the impact of the passing of a spouse and consequently the increased tax (single tax payer) on the same income. Our income is not expected to change much with the passing of one of us. From my understanding...

Hi, This year I had what I consider substantial stock losses, nearly all short term as I reorganized my portfolio. I see no reason not to use them all this year by selling some gains, which will all be long term and reinvesting to rebalance my portfolio. I just want to be sure that there...

Hi, A friend sent me an Evelo e-bike fitness and buying guide. It is long but filled with a ton of information. Given past discussions, I thought there would be many of you interested in what they have to say about fitness, e-bikes and bikes in general (like getting the right size, difference...

Hi, For the TG holiday, we plan to visit our DS family. His son's school requires a Covid test if there will be visitors to their home. We thought CVS would work for us but they only test residents of the state. We called the health department and that was confirmed I have since tried...