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Except for the 14 states where Chase doesn’t have a brick & mortar presence. But yes, I’ve noticed in my travels that in many areas of the country they seem to be on every third block. :)

Hearing things like this just keeps me wondering what they’d do if one drags their feet until Vanguard makes the transition on their end. Have trouble believing they’d say at that point, “OK, due to SEC regs you’ll need to answer a few questions or you’re outta here!” Having always been of the...

Our local police station has a designated parking space for such transactions right in front of their building and on camera. A few months back I was on the phone with a Craigslist buyer who was ready to meet up with me to do the deal. I told him where to meet me and he suddenly lost interest. I...

Yes, several of us do that and avoid having to file estimated taxes. Easy enough for federal withholding, may not be so easy with state depending on where one lives and whether their brokerage will perform state withholding (don’t know about Schwab.) One of the reasons I keep some IRA money at...

We have funds at both Vanguard and Fido. While Fidelity has really upped their game over the years in offering very low cost index funds, their balanced funds, especially balanced index, are limited compared to Vanguard’s offerings. (Although they do have their Freedom Index funds which are...

Count me in as one who thought it was 95%. Although, three years into retirement and finding I’m quite comfortable with our expenses vs. our planned W/D rate, I find I’m doing much less financial reading and more just enjoying life. (I’m wondering at what point I’ll be ready to let go of the...

Interesting, since I believe emails from Vanguard pushing me to transition have indicated that it “will” happen.

I feel the same way. Vanguard’s website (and mobile app) tells me only what I need to know without the “busy-ness” of Fidelity’s. But then I’m just a simple mutual fund investor who doesn’t trade so I’m not surprised there are others whose opinions would differ. I’m more surprised at how often...

Small town office sounds like a reasonable strategy. Although I’ll admit it threw me for a minute. That’s what happens when you’re originally from a place where your nearest county had a bit over 500 residents. And the county seat? ~150.

This is one of the reasons we hold retirement assets at FIDO in addition to Vanguard. While overall I prefer Vanguard (and it’s fund choices) and have roughly 2/3 of our assets there, Fidelity on the other hand allows fed/state withholding on Roth conversions as well as MN withholding on TIRA...

We’re been with FIDO for 9 years. I learned early on not to expect a return call from our “consultant” anytime soon, if at all, following my leaving a voicemail asking for a callback. Just as well. Once the IRA’s were set up and funds successfully moved from Smith-Blarney, I’ve had no reason to...

Got a chuckle out of this. Had the same experience two weeks ago buying a new car for cash. Sales person informed me that they would have to run a credit check. I stated that we had frozen our credit several years ago, thawed once and refroze, and I’m certainly not going to go down that path...

It only applies to those with a taste for equities...

Holding both Fido and Vanguard, it’s encouraging to see Fidelity going in this direction. But to come anywhere close to catching up with Vanguard they need to offer some very low cost balanced index funds as well. Yes, I know they have their Freedom (target date) index funds but they still have...

Beginning to understand that. After being rear-ended at stop signs twice in the last four months by under 25ers (actually under 20ers), I’m finding I’m more on guard against young distracted drivers than fellow geezers with slow-reflexes and poor depth perception. ;)

The thing about the “iron rice bowl” these days is that you often don’t know when the whole thing might change. I retired 2.5 yrs ago after 32.5 yrs with my last firm. The only rub was that there were a couple of periods when it was pretty much “one year at a time” as things with the firm...

We’ve tried nearly every option available in the K-Cup realm, mostly in the quest to reduce our per-cup cost. Of the various refillable k-cups, we finally ended up using the “E-Z Cup” brand as we prefer the taste using the paper drop-in cups better than that from the metal-screen refillables...

I ran into the same thing. Picked up TT Deluxe at BestBuy a couple weeks ago for $49 because I wanted to run a proforma to help dial-in my EOY Roth conversion. Found that a couple of schedules weren't available yet and my state wouldn't download because the state didn't have their end figured...

I've been stewing over this ever since the new brackets were settled on. Convert to top of the 12% or the 22%?(Just can't get my spreadsheets to tell me when DW or I may end up filing single as a surviving spouse.) So I compromised tonight and converted roughly halfway to the top of the higher...

The email subject line is: "Reminder: Take action on your account".

Like several here, I have assets with both firms. Each offers certain advantages the other lacks. One disadvantage to Fido, for me anyway, is their ongoing lack of index balanced funds other than FFNOX (Fidelity Four-in-One, 85/15 AA the last I looked) and their target date funds (the index...

Received an email from Vanguard a couple of days ago urging transition under an "Action Needed" subject line. (Hadn't heard anything from them on this in quite some time.) They indicated they would be retiring the old platform but didn't say when. Interestingly, they said this: "We'd make...

Still, you'd have to get past that voice...

I'm totally with you. DW not so much. :(

Yes, given that: 1. By far the largest part of our nest egg (~85%) is in Rollover IRAs, the remainder being in Roth IRAs (14%) and taxable (~1%). So a lot of forthcoming "ordinary income" to contend with from a tax standpoint. 2. RMDs and delayed SS both greet me in a little over 4 years so...