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    shameless ask for praise for walking

    What a great healthy walk you were able to accomplish! I try to walk 10,000 steps per day which is not that easy to do without making it a priority. Here is some advice I try to follow daily: Your feelings never have the right to determine your identity; speak the truth to yourself.
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    Thanks for pulling me through

    What a great post. Congrats!
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    Blow that Dough 2024

    Pretty close to purchasing my first truck (a used 2022 Honda Ridge line, not considered a truck by many but fine enough for me) and signing up for a trip for 2 w/my bride of 41 years to Greece traveling there in late May. That's a lot$$ for us- Always enjoyed reading RobbieB come back!!
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    Too old to drive

    Thanks for sharing your story. In your place I would be persistent to retain my license. They are not playing fair with you especially based on your Dr.'s reports. Is there another DMV office you can go to for testing? We have a few options in our city.
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    Would you repair a 2011 Toyota Avalon with $5000 damage & 190,000 miles??

    I was thinking about driving it 2-3 more years hoping prices might come down; but lately thinking prices may never drop to pre-covid $$. (As an example, I was waiting for lumber prices to drop in order to build a new deck. But got tired of waiting and went ahead to build the 30' x 16' deck last...
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    Would you repair a 2011 Toyota Avalon with $5000 damage & 190,000 miles??

    Second attempt, that was a challenge!
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    Would you repair a 2011 Toyota Avalon with $5000 damage & 190,000 miles??

    Here is the photo of the damage: I'm hoping the photo of the damage appears; I found it difficult to figure out how to attach a photo. The rear door has minor scuffing and well as the front bumper cover which the estimate shows it would be replaced. The door opens and closes OK and that is...
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    Would you repair a 2011 Toyota Avalon with $5000 damage & 190,000 miles??

    Our car was side swiped along drivers side with somewhat minimal damage. It runs just fine. Insurance will pay us about $4500 for damage, has 190,000 miles on it. Approx. retail value repaired is between $7000 to $9000. Fix it Pros & Cons -it is too "new" to just write it off -mechanically...
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    RobbieB haven't seen you around for awhile

    Here's a funny thing: I have read lots of comments for years from Robbie B and many of you but you probably don't know me because I read, learn, and (take in the pearls) but post - not so much! Thanks for all of the insight over the years. For you mathematicians I've averaged about 5 posts/year
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    We are entering a "Golden Period" for fixed income investing

    I confess I've only read some of these posts! I currently am still in a bond index fund at Fidelity (my bad ... I guess). Would you sell now and purchase treasuries or a fixed bond this late in the game?? I'd be happy earning 4% these days.
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    Anyone had their Social security deposit date changed??

    Thanks! I'm going with "its all good'"
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    Anyone had their Social security deposit date changed??

    The bank we use is Affinity Plus Federal credit union. I will check with them first to see if they deposit it early. It is actually coming 6 days earlier than is used to. I am thankful it arrives every month! I know this may sound silly but I don't want a surprise to pay interest for getting it...
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    Anyone had their Social security deposit date changed??

    For about 5 years both of our SS direct deposits has been deposited on the 2nd and 3rd Wednesday of the month according to our birthdays. This is still the correct deposit dates according to the 2022 SS calendar. But about a month ago the money started to show up on the 1st Friday and 2nd...
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    Blow That Dough! -2021

    What brand and model is your kayak?
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    Get a pool?

    We purchased a home a few years ago with an above ground pool. Our (12) grandkids are all under 11 years of age and are thrilled to swim in our pool. Several of them came over 1 to 2 times per week to swim and splash. With that said: -maintenance is work, takes time, $ & is not for those who...
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    Fun "inexpensive" hobbies

    kitesurfer2 i used some scrap wood i refused to throw away. I'm curious what you use those "stands?" for??
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    How to Strip "Sealed" Concrete Garage Floor for Epoxy Shield

    I like the idea of installing tiles. Except that they seem expensive and where does the water and salt slush go after it melts on the tiles?
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    West coast fires

    From another retired mid-west forester: There is another reason why fuel-build-up on the forest floor has increased so dramatically in many western states. It is because logging has been shut down in many locations. Logging mature trees and regenerating those harvested sites eliminates or...
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    The cost of Pet Care....wow!

    And I thought boats were expensive as in " I'm thinking about buying a boat -BOAT (break out another thousand)" threads! And am not trying to hijack this one: I cannot lie either. One of the hardest things I've had to do was put down (by vet) our beloved gentle Collie after 12 years & hand...
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    E Bikes

    We purchased a Stunner step=thru assembled by Biktrix in Canada. It is a fun bike. Biktrix has great customer service but you can only buy online, has no dealers that I am aware of. You need to be sure of your purchase because return shipping is paid by the customer and is expensive @ over...
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    Anyone Use Pay1040.com to pay Fed Taxes

    Scrabber1: To be clear - since I only made a one time payment on a Visa card, do I still need to use the Schedule 3 form in line 8 (& then record amount in 1040 on line 18d) ??
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    Anyone Use Pay1040.com to pay Fed Taxes

    Thanks aggie99, that's what I was looking for. In the previous posts I missed the fact that all you get is that single piece of paper & then just add those extra federal tax $ paid onto the 1040 tax form.
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    Anyone Use Pay1040.com to pay Fed Taxes

    I made a one time Visa tax payment to the IRS last August. Question: The only thing I have is a 1 page copy printed from my computer showing that I made that payment- now when I am doing my 2019 taxes do I just add that extra $money I paid in on the Federal taxes paid line on the 1040 form?
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    Roth 5 year rule - quick question

    Some money in my Roth has been in there for 10 years or more making it OK to be withdrawn from the account any time. How or who keeps track of when the 5 years are up on any new conversion $ that is being added to the Roth account?
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    The great leaf battle commences ...

    Aw yes, the annual leaf routine. I have tried several methods. For years I used to round them up on a huge tarp, clip the tarp shut with spring clamps and drag them into a field adjacent to our lawn. That worked but after dragging 15-20 heavy tarps every fall I got tired of it, & a little...
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