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After sniffing around, I guess I am not yet ready to abandon my 60/40 allocation. But I will be monitoring more carefully. I did set up a bond ladder to offset some of my bond funds, but overall, I am not sure I am ready to bail yet.

I retired in 2014 with a pretty standard asset allocation of around 60% stocks/40% bonds. This worked fine until recently. I thought I would just wait it out, so I still was not paying much attention. But today I did a check of the Prime Rate and was surprised to see it up to 7.50%. I guess...

Got to practice my walking scorer skills (ha!) with Jordan Speith and Dustin Johnson at the PGA practice rounds. They were very loose and having fun. Jordan provided a ton of autographs, although the requests were endless

I think it depends if they can keep inflation low and therefore interest rates low. It was my experience that high interest rates kill the stock market.

Good luck with that. Make sure to clear a big block of time to get someone to answer.

I've never understood the connection with retirement and relocation. We have been retired for several years and live in the same city we were working in, pre-retirement. its where we have friends, things to do, church etc.

I've got them both, but I didn't want to tie up too much in them so I have diversified into a Vanguard stock fund to keep my allocation percentage on target.

I really hope that college football will happen. However I must say that if only the SEC and the Big 12 play, then Oklahoma may have a better chance of winning the National Championship. [MOD EDIT]

I think this shows the Value of WHO, basically zero. If you have dental problems you need to get then attended to. Do not postpone your dental issues, or you will suffer the consequences.

We have a Galley kitchen with no island. If we had one I would defintely love to sit there. Good on you if you do have one and sit there. I will say we (my wife and I) do sit in front of the television for many meals. Not sure how this would work for an island.

I think things will return to normal, post Covid, as things did post Spanish Flu, fairly quickly. No disease, no worries. However, with this Covid outbreak, we have shut down our economy to a much higher degree than during the Spanish Flu. Not sure about the long term effects of that...

I am basing my reply on the fact you said you have a job you mostly enjoy. Based on that, I would say give it another year. To my mind, things should be much clearer next year at this time concerning longer term virus/economic effects. If you are enjoying your job, then be glad you have it...

Just reporting in that things are going pretty well as Oklahoma is opening back up. We are finishing Phase 1, with restaurants and similar opening up the last couple of weeks. We start Phase 2 this Friday with bars and similar opening up. So far, new cases continue to trend down. Keeping...

I live in Tulsa OK, and we have a daughter getting married in January next year in Orlando. So my wife and I have booked a trip to Orlando in June to help her shop for a wedding dress. So if the plane flys, and we are still alive, we WILL be on it! I hope you get to have a great trip to...

I drove by the Tulsa airport today, and there were probably about 100 or more American Airline Jets just parked wing to wing lining both sides of the East-West runway, and adjacent empty Tarmac areas (the winds in Tulsa are predominantly North South, so the East West runway is seldom used)...

It was very enjoyable. It was not very crowded, so distancing was no issue. Our servers had masks, but some servers and the bartender did not.

I just had dinner inside a restaurant. It was awesome! :):)

Based on human nature and our short collective memory, I think a Covid vaccine will put an end to the New Normal in pretty short order, as it relates to medical issues. I am not sure about how long it will take to recover from the effects of shutting down the economy. I hope we can recover...

I was not trying to imply that COVID is not worse than the flu. I was trying to say that to date, the impact to Oklahoma deaths has been comparable to the flu. I think in Covid hot spots, people are not going to be anywhere ready to go back to normal for a while, but in a place like Oklahoma...

I can't help much here. I am not knowledgeable in hospital capacity. Our total number of cases is going up daily with increasing testing, but the death rate is not climbing very much at this time. I don't know what the rate of people from Covid in the hospitals is doing. I was just surprised...

I think the number of people currently hospitalized is accurate as of a day or so ago. Also the number of deaths should be reasonably accurate, assuming those who die go to the hospital first. But either way, my point was I think Oklahoma, and maybe other places, are not nearly as hard hit as...

I play golf most days with friends (some still working, some not), and I am comfortable with that. If restaurants were to open, I think I would go to a couple of my favorites, especially if they were not too crowded. I know my wife would go to the beauty shop and nail salon. I'd be...

What will Recovery Look Like Here in Oklahoma we have about 400 people currently in the hospitals from Covid. There have been about 80 deaths from Covid, and about 80 deaths from the 2019/2020 flu season. The shutdown of all but "essential " businesses and the decrease in the oil price has...

I retired at 56 and used my 401k withdrawals to cover the gap till I got access to my ESOP at regular retirement age. It worked great, no problems. Good luck and congrats.

I was already planning on taking it at 62 next year, but yes, the recent drop does make that decision a bit easier for me.