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Semi-retired; Just under 30% if it makes you feel any better. And that's maxing out both solo 401(k)s ($132K).

Welcome! If you are not paid hourly, challenge yourself to work another 25% fewer hours (call it 30/week) without anyone else noticing a change in your productivity. Obviously, there're a million variables at play here, but it has worked brilliantly for me and a number of others in my close...

You're right -- my mistake on that -- was just using a current year calc and forgot just how much they've changed. Went back and looked at my own and my highest % years were nowhere near my highest income. Also helped in my case by the switch from mostly W2 to mostly other income and the...

Oh, are you talking about marginal rates? I assumed "overall fed income tax rate" meant effective, which unless you've got a really unusual situation would require income in the high six figure range -- say $700-$800K AGI -- to hit a 27-28% effective fed rate.

Nice income — averaging about 3/4 mil a year for nearly three decades or about $21m.

Thanks for all the feedback, especially the notes about particularly dangerous products used.

For all those who have majorly (ie, down to studs) remodeled their ensuite primary bathroom, how bad was the adjoining primary bedroom in terms of dust, smells, etc. at the end of each construction work day? Did you sleep in the primary or set up temporary sleeping elsewhere for the duration of...

I just checked and the iPhone supports 5G from 12 on, per Google. I still think LTE/4G should be more than enough unless you need low latency for first player shoot 'em up type games, or advanced AR/VR stuff. I'm not an RF engineer, but I wouldn't be surprised if your old phone's wireless...

For that I would get a used iPhone 13 Pro Max. Might be as much as $600, but Apple devices tend to last forever (or at least until obsolete). NFC & Apple Pay/Wallet are really nice -- you can have a wallet full of credit cards and membership cards on your phone and easy to scroll through and...

Agreed. Mainly I'm worried about my liability exposure if the other approved driver(s) seriously injure a third party.

To clarify: Everyone involved is a US citizen and this is in the US so we're not talking about international where one's regular personal insurance may not cover.

Looking for opinions, information, and real-life experience for those who travel with other couples and contemplate sharing a rental car. Specifically, if members of another household (ie, have their own separate insurance policies) are added as authorized drivers, how much risk is there to the...

What pan specifically did you two buy?

Is there a reliable list of each states' status for this in the context of stepping up the basis of joint accounts for a surviving spouse?

Thanks!

What was your main reason for doing it? Any tips or regrets? Where did you place the digital control?

My understanding is two areas: 1) Not technically a problem but a luxury. The controller has user presets and each user can turn on the shower to his/her exact preferred temp. Also, you can use an app to start the water going. 2) Allows more flexibility in placement of mixer valve and...

Ha! With this group, I thought it'd be more along the lines of if your wife/teenager is going to bankrupt you by using more than three minutes of hot water, can you remotely turn the shower cold?

Has anyone done one of the digital shower valves in their bathroom? I think there are slight variations, but the gist is that a digital control panel to control temp and whatnot is separated from and only electronically connected to the actual mixing valve. I'm curious about benefits and...

Our LG appliances including washers have been repair free unless you consider mold and smell "broken". According to Consumer Reports, LG is top-notch in washers for reliability. Unfortunately, also according to CR, even top loaders without center agitator are at best "good/okay" (Yellow on CR)...

Consumer Reports says not to use vinegar in washers and other similar appliances because acid can damage rubber lines and other internals that are designed for bases (eg, for bleach). We've mostly used HE pods (directly in the drum) to ensure consistent detergent measuring. If we use liquid...

Thanks!!! This is something I will have to check as it seems like water may often stay in the outer drum (the so you can't see water in the inner stainless drum, but if you manually rotate that inner drum, it seems like there may be the kind of resistance that a liquid would give). During the...

What type of detergent do all of you with no problems use? Dry, liquid, pods and if pods, do you put them directly in the washing drum? Are most of your cycles using cold, warm, or hot water? Just trying to find some difference to what we are doing, especially since so many of you just leave...

We don't live in a super humid area -- nothing like many parts of FL, for example. I will monitor humidity in laundry area more closely, but do keep an eye on overall indoor humidity (laundry machines are inside) and it generally stays in recommended ranges. That's about 30% relative in...

It's about eight years old. We have stayed at short-term rental properties with front loaders that have to be at least that old that don't have this issue. You have to assume those renters aren't nearly as fastidious in maintenance as owners at home would be.